calister's cio chris ailman joins us. >> hi, kelly.s a snow day. >> if it's cold in new york, it's cold everywhere. i wouldn't mind that fuzzy hat on my way in this morning. >> woops, i lost my ear bud. >> that's a little bit better. >> hang on a second, i lost my ear bud. >> please, go ahead. one moment. that's what happens if you put a fuzzy hat on over your head in order to make a reference to the snowstorm here. there we go. >> there we go. sorry about that. >> can you hear me now, chris? >> yes, i can. >> no problem. in any case, so you're here in a moment where there's a lot of focus on pensions. the problems they've been having hitting their traditional growth targets. you guys are among those who have taken your sights down, haven't you? what do you expect as reasonably achievable going forward? >> well, the board just voted last week to lower the investment assumption to 7.25 for this year and then on down to 7% for next year, and i think, you know, over the next 30 years i think that's a very realistic number to shoot for for