notes, some investments that actually will perform well as interest rates rise. >> all right, chris gaffney, thank you very much, chris is with everbank wealth management in st. louis. >>> and janet yellen told lawmakers on capitol hill today one big concern was the slow down in the housing market, what is causing the concern? high prices, and what is driving those prices? >> reporter: home prices are rising so far so fast that at least one thousand local u.s. cities have hit record highs. that has the sellers positively giddy with the value. 40% of sellers surveyed say they are planning on pricing their homes above market value when had they list in the next few months. that is up from 33% at the beginning of the year. some of them were in northern virginia. >> my wife and myself, we take a lot of pride in our house and we did a lot of upgrades. so we put a lot of money in it. we had a lot of ownership and try to reconcile that with whatever the market is right now was a little bit of back and forth. >> reporter: their agent, jeremy, talked them down to a lower asking price but it wasn't e