also with us, we are happy to say is christine ferguson. she is the director of the rhode island health benefits exchange. close toy, she spent eight years as a research professor at the george washington university school of public health and services. she has also served as commissioner of the massachusetts department of public health, the director of the rhode island department of human services, and formerly as counsel and deputy chief of staff to the late u.s. senator john chafee of rhode island. we are very happy to have her with us as well. kaufman, the executive director of the d.c. health benefit exchange authority has also joined us. she is a nationally recognized expert on private health insurance markets, and served as the superintendent of insurance of the state of maine from true thousand 8-11. she has served in key leadership positions -- from 2008-11. she has served in key leadership positions and was project director at the university of georgetown health policy institute. on the phone from california, peter lee, the execut

also with us, we're happy to say, is christine ferguson. she's the director of the rhode island health benefits exchange. previously, she spent close to eight years as a research professor at the george washington university school of public health and services. she also has served as commissioner of the massachusetts department of public health. as the director of the rhode island department of human services. and formerly as counsel and deputy chief of staff to the late u.s. senator jon chaffee of rhode island. so we're very happy to have christy with us as well. mili kaufman also has joined us. she's the executive corredirect the d.c. health benefit exchange authority. and served as the superintendant of insurance of the state of maine from 2008 to 2011. she also has served in key leadership positions at the national association of insurance commissioners and was formerly an associate research professor and project director at the georgetown university health policy institute. and joining us on the line by phone from california we're hap

also with us we're happy to say is christine ferguson. she's the director of rhode island health benefits exchange. preeveyoutsly spent close to -- previously she spent close to eight years as the commissioner for massachusetts department of public health as the director of the rhode island island department of human services and formerly as council and deputy chief of staff of the late u.s. senator john shavey of rhode island. so we're very happy to have cristy with us as well. mila coffman also has joined us. she's the executive director of the d.c. health benefit exchange authority. she's a nationally recognized expert on health insurance market and served a as the superintendent of the state of maine from 2008 to 2011. she also has served as key the national insurance and health policy institute. joining us on the line by phone from california we're happy to have peter lee who is the executive director of covered california, a sacramento based insurance exchange and these states insurance exchange for individuals and small businesses.

christine ferguson. we're very happy to have her with us.7;?!n4(p&c"p%mila has j. she's the executive5íeh directf the d.c.v)##Ñ$exchange8ptev au. she'syy$j]eéñ nationally recogn. she's the executive corredirect superintendent of insurance of 2011. she also52jhrv has served in ky leadershipa?amwÑ positions atz9 national association of insurance commissioners and was formally an associate research at the georgetown university health policy institute.at from california, we're happy to have peter lee. who's the executive director of have peter lee who's the executive individuals and small businesses.hw8q%á he formally served as deputy director of the center foror implement higher at cms. beforeúi=c8v that was thewe ceoe health. welcome to allm1a of you. we're going to start with an over viewe from healther howard, state-based health insurance exchanges. johnson 0o@:hujz for yourvdvdík for bringing us together today to talk about early lessons. !b0c so what are we seeing? >> we're seeing enrollment isj