for maryland, we have jocelyn johnston and for west virginia, more of christopher plein.will start off with michael. go ahead, michael. >> thank you. alabama is probably best categorized as a state of passive resistance to the affordable care act and its many provisions. the state is not a rich state, as i'm sure most of you are aware. it's basically made a decision that it's not spending money either to support or to oppose the legislation. certainly, much of the opposition is philosophical. but as was pointed out, much of the opposition really comes down to the nuts and bolts of how to play all of this out in a state that doesn't have a lot of revenue. first of all, it's clear alabama did not expand its medicaid program, even though there were strong economic incentives to do so. there continue to be those incentives. but as it turns out, the state is on the hook for ultimately 10% of the additional healthcare costs. in a state like alabama, much of the revenue is earmarked. it's more heavy lifting than shifting the budget arrangements across one category to another. yo