my name is christy kenette. i'm also with state farm but actually part of the field executive team that supervises the sales zrigget for the city -- district for the city of san francisco. i wanted to address though you have determined it won't apply to our state farm agents, we had our own regulatory council review ordinance and definition and we think the definition is too broad sweeping and it should be clarified f it's not the intent -- supervisor mar: we will make sure to get it in writing from the planning staff and zoning administrator if necessary. >> i also felt even supervisor wiener, some of your comments were you mentioned that the insurance services who may happen to do some banking, being that, that would be ok on the second floor, i think that puts a lot of our agents at a competitive disadvantage to other maybe insurance agents who don't offer banking services. each of our agents are independent contractors. it's up to them what they want to focus on and sell. if they feel like they want to focus