joining us now, christy romero. who is sounding the alarm. good to have you on the program. thanks for joining us. >> it's my pleasure. >> through this. how concerned are you about the risk of using libor in the t.a.r.p. program? >> we're concerned at a taxpayers who funded the bailout may have been at risk and may continue to be at risk by the manipulation in the interest known known as libor. you had secretary geithner who does not know and you have bernanke saying he cannot say with confidence that libor is reliable as an interest rate today and gens ler saying that libor is not currently reliable. you have the united kingdom, financial services authority coming out and making similar concerns and saying that libor is broken. you've got $6 billion in debt in the bailout where the interest rate is tied to libor. and we cannot have interest rate in the bailout that is broken, that is unreliable and is potentially subject to manipulation. there's got to be integrity in the program. >> what is your biggest fear? speak to the individual taxpayer who you say is put at risk as a