and ciana montero is a student mogul there. thank you for being here. >> honored. thank you so much. >> tell us why you came one this organization and how it works. >> sometimes in life you receive an epiphany, a whisper. and i was in attendance to a financial workshop myself. and the whisper said, what if children were learning what you are learning? and the second whisper said how differen would my life had been if i had received financial education as a child? the answer is totally different. because i was the one, the main driver of expenditures in my parent's household. and so i thought and what we needed to do was together with financial presenters who work on wall street, we put together an institute that teaches children ages 7-18 everything they need to know about money from how to think about it, the history of money, the flow of money and how they are worthy of having this conversation. >> and ciana is one of those students. you started when you were 12 in the program? >> i did. >> since that time. you are 17 now. you have taken what classes? >> everythi