he has previously held executive positions at cigna medicare, he is on the director of the verizon communications insurance company, a couple of leading charities, and a member of our board. aetna supports us, but in this case we have something to learn from them. i invite mark to the stage. thank you very much. [applause] mark bertolini: good afternoon. a little bit about who i'm not. i am not an economist. i will offer those apologies of friend. i am also not your typical ceo. i am probably one of the quickly vanishing examples of living the american dream. i paid my own way through college, working for three different unions. i came from a union family. my dad and mother both worked part-time so we did not have insurance most of the time. my dad was a pattern maker in the auto industry and my mother was a nurse here it it took me years to get through undergrad because i was curious. i was fortunate enough to get a scholarship to cornell where i intended on going back to work in the auto industry and unions, but was enticed to start an hmo with four friends of mine. here i am in front of you to

he has previously held executive positions at cigna, medicare, he is on the director of the verizon communications insurance company, a couple of leading charities, and a member of our board. aetna supports us, but in this case we have something to learn from them. i invite mark to the stage. thank you very much. [applause] mark bertolini: good afternoon. a little bit about who i'm not. i am not an economist. i will offer those apologies up front. i am also not your typical ceo. i am probably one of the quickly vanishing examples of living the american dream. i paid my own way through college, working for three different unions. i came from a union family. my dad and mother both worked part-time so we did not have insurance most of the time. my dad was a pattern maker in the auto industry and my mother was a nurse. it took me years to get through undergrad because i was serious about it. i was fortunate enough to get a scholarship to cornell, where i intended on going back to work in the auto industry and unions, but was enticed to start an hmo with four friends of mine. here i am in front of you