clark howard.ow to avoid getting caught in a mortgage trap. ♪ ♪ gerri: we want to alert you tonight to some shady mortgage tactics out there. there are crooks who are impersonating government agencies and using bait-and-switch tactics on mortgage rates. how can you make sure you're getting a good deal instead of getting duped? clark howard, the consumer expert of the clark howard show. clark, welcome back. good to see you. there's a big debate in our offices about whether these are legitimate -- who are not living up to the standards they should or whether they're just bad guys impersonating the government trying to get business that they have no intention of handling fairly. clark: so i use the term shady for people like this. there's the difference in the debate among your crew. because, yes, they may originate a loan for you. are they doing what they promise when they solicit? no way. and there are certain warning signs that you have to be so aware of when you're shopping for a mortgage. number

consumer expert clark howard is here to talk about a bold new plan. and golf celebrates its new hero. >> congratulations. we're very proud of you. >> all that and more coming up on the willis report where consumers are our business. gerri: it's official, marco rubio is in. the republican senator from florida today confirming he's making a run for the white house. is set to take the stage moments from now. within the hour from miami shortly. his announcement comes just a day after hillary clinton kicked off her second presidential campaign with a video targeting what she calls everyday americans. here to break it down, fred. and liz haring ton from the washington free beacon. (?) welcome to you both. we've been handed a copy of his statement. what he'll say moments away. i wanted to read part of it. he said my parents achieved what came to be known as the american dream. now too many americans are starting to doubt whether achieving that dream is still possible. hard-working families living paycheck to paycheck. one unexpected expense from disaster. a

clark. ryan sanburg is dropping ryan howard in the lineup tonight. howard is going from hitting fourth in the cleanup spot to seventh. it's the first time in nine years the big piece will be hitting seventh. in fact it's the fourth time in his career that howard has hit seventh against a right handed pitcher. the big piece is just hitting .148 this year with ten strikeouts, 27 at-bats. he was sat the last few games against lefties as well and said howard is still upbeat and wants to contribute more than he is right now. >>> sixers coach brett brown last night said winning is going to be important starting next year. he said we need to see that we're moving forward. brett also said he does not want to coach gypsies. he does not want to coach a revolving door. he said next season he wants to see consistency with the players sam hinkie is giving him. to build and to win. here's brett today. >> to quantify the wins that now that is just unacceptable for next year, i'm not going there. >> we need needle movers. we need talent. and so when do you overreact

the we're helping you steer clear of mortgage scams with consumer expert clark howard.is one of the big consumer stories coming up on "the willis report" coming up in just a few minutes. it's more than the cloud. it's security - and flexibility. it's where great ideas and vital data are stored. with centurylink you get advanced technology solutions from a trusted it partner. including cloud and hosting services - all backed by an industry leading broadband network and people committed to helping you grow your business. you get a company that's more than just the sum of it's parts. centurylink. your link to what's next. ...for capturing your world. and now... ...they can transform it, with the new angie's list app you can get projects done in a snap. take a photo of your project... ...or just tell us what you need done... ...and angie's list will find a top-rated provider to do the job. the angie's list app is the simple, new way to get work done on your schedule. the app makes it easy, the power of angie's list makes it work. call, click or download the app for free tod

consumer expert clark howard is here to talk about a bold new

clark. why is ryan howard sitting out tonight for the phillies? and ron has good info on chip kelly and marcus mariota. jim kenney. son of a firefighter. first in his family to go to college. he's been councilman at-large, representing the whole city. a progressive voice who'll be a mayor for our neighborhoods. bringing philadelphia together... expanding pre-kindergarten improving our schools... ...and partnering with businesses, community colleges and universities to create jobs jim kenny, the block by block mayor we need to move philadelphia ahead. >>> the phillies opening with a world series favorite the nationals. ryan sand burg switching up his line burg tonight. ryan howard is going to sit. he's just one for 12. rupp will hit first because he's hitting very well off gio gonzalez. >> you get a hitter that's hot or producer it's hard to take them out of the lineup. that's an open door for all the guys, but, you know i'm going to -- i'm going to try everybody and get them in the lineup. >> the nfl draft is three weeks away. espn analyst ron joi

howard dropped a seventh in the phillies lineup tonight. how bad did cole hamels struggle again tonight? >>> i'm john clark. es manager ryan stan berg dropping ryan howard in the lineup tonight. howard hitting seventh for first time in nine years. how does the big piece do? 1 for 3 in the seven hole. bad night for cole hamels. very first pitch, escobar taking him deep. gone. now bottom of the 15th, tied 2-2. michael taylor takes cole deep. cole has given up multiple homers in two of his first three games. he only did it three times last year. in the sixth ryan zimmerman. the double to right. two more runs score. hamels gives up five runs. phillies lose 5-2. five straight losses. >>> florida state quarterback jameis winston has been sued by the woman who had accused him of sexual assault. this comes just two weeks before the nfl draft. >>> eagles now have three inside linebackers to fill two spots. chico alonso was added to michael kendricks and d'amico ryan. he's hoping three is not a crowd. >> we play our defense, base defense, with two linebackers on the inside. but i don't see if we can possibly add some

clark. a grand jury in howard county just indicted him for the murder of iva baroque watson. she was 81 years old. back in 1984 police found her body underneath some trees across from her home. clark was convicted in the murders of three other women so he's already in prison for life. inve connected him to watson's death. >>> a virginia democrat at the center of a scandal is suing his own party over a ballot issue. former state delegate joe morrissey wants the court to review the 750 signatures rejected by the democratic party on his application to run in the primary for a state senate seat. morrissey claims party officials deliberately rejected valid signatures. a party spokesman calls the allegation bizarre. morrissey has recently completed jail time for having an inappropriate relationship with a 17-year-old girl. two weeks ago he vacated his statehouse seat to run for the state senate. >>> a new airline report card is out today and the department of transportation's air travel consumer report says 16 tarmac delays of more than three hours happened on domestic flights in fe

foiling for those complaints other at public hearing and howard walks alone and has a history of false if anything information you see is it in the clark's complaint he not limited to audiotape of a public hearing i have a videotape of the incident no one ever asked to see it was my right to voluntary on a public sidewalk i always could it to protect myself and he falsified an inspection and issued a warning bans the fact of an eyewitness of an e-mail there is one that exists and i i know the identity of person i've seen that but it has nothing to do with with supposed interrupting of the staff person with the concern shows videotaping of her stand my comments are that this is the difficult position to be in because we pay for permits we are not tread equitablely one stand to another because of this one individual doing the inspections or inspections alone in the streets calling someone for a hearing and letting the other one go with engross violations that have begun on for years it is a very hard situation to be in i believe that i know i never interrupted the duties avenue staff person never blocked any stand awhile someone was doing

howard use to describe the lack of runs again today? one player says he or the coach should go. this is next. >>> i'm john clark. ncw betting a nice ovation and he has pretty good teammates. look at the spin and slam right here. check out sampson. but ncw taking over. a huge game for him the sixers had 30 turnovers and he finishes with 30 points. the bucks win 107-97. >>> phillys shut out for the second time this season today. look at the mets fans trying to throw their beer there. stay classy. and that is the only run he gave up. look at that catch by vrivar. ryan and chase are really struggling. >> it sucks. you know we obviously the to get off to a better start. and we're six or seven games in and i think it will turn around. >> we hope. they say either him or the coach have to go. he said he came here to play for one coach, and then everything changed. he wants to play at center. >> he has his views and obviously he is -- he showed that. >> he played center most of his career. i tried him there a little last year, well quite a bit last year, more last year than this year, but you know we don't see eye to eye

howard county grand jury indicted a 59-year-old inmate vernon clark in the murder of iva watson. watson was 81 when she was found dead across the street from her ellicott city home in 1984. clark is already serving life in prison for three other murders in the 1980s and police think that he may be linked to two other killings in elkridge in 1979. alison: now to a major announcement from metro today. beginning monday the red line will return to automatic train operations. leon: this is significant because automation on that line stopped after the deadly crash that happened on the red line in 2009. richard reeve is in northeast tonight with a look at what's being called a safety milestone. hello, rich. [no audio] >> it's reliability. it's representative of an increase in safety. it's consistent. we don't have translagging and, you know, and the intent is eventually go to the automatic door opening and the one side. leon: a second woman arrested in the murder of a lawyer appeared in court this afternoon. david messerschmitt was found stabbed to death inside the donovan hotel in nort