thank you, chief, from dcyf, claudia anderson with eastern support services, tara reagan, paul. i am glad we have many influential players in the chamber tonight. i also want to set the tone of tonight's meeting. i am personally very interested to hearing all of your genuine experiences you have had in the past, however we do want to keep the conversation moving forward, so therefore, i believe the theme, the concept that we are trying to set or atone is let's advocate, let's advocate as individuals, as individuals who have experience, whether it is negative interactions with police, let's attach it to your experiences and story by identifying the root problems that we have and also providing solutions so that we can learn from each other, and also, we would like to hear the positive outcomes that have occurred with youth and police officers, so please share those so that we can replicate those in the future, and also, we know we have, as a youth commission, and the committee, thank you for being here today. thank you for the many, many hours on this project, preparing for it. w

. >> claudia anderson, "the weekly standard." i'd like to understand better how this financial incentive works. you say the price, the premium support goes into the account for the individual and say the individual has a good health year and there's something left at the end of the year, then that stays in the account, and then the next year they get a new premium support? >> it doesn't even have to stay in the account. if you're a senior, and you've bought a health insurance policy for your medicare, and it costs less, you can do with it what you want. the whole point to this advisory committee is not allow the games that are played in insurance to cherry-pick or undermine your health condition. so that we create a real competitive model that does two things. one is it guarantees you cover age. number two it drives toward prevention. what do we know, still in this country the first symptom of the vast majority of people with heart disease is what? death. why should that be? why is it when it's a preventable diagnosable disease.

. >> claudia anderson, the weekly standard.ike to understand better how this financial incentive works. you say the premium support goes into an account for the individual. say the individual has a good health year and there is something left at the end of the year. then that stays in the account, and then the next year they get a new premium support? >> it doesn't even have to stay in the account. if you're a senior and you have bought a health insurance policy for your medicare, and it costs less, you can do with it what you want. the point is -- the whole point for this advisory committee is to not allow the games that are played in insurance to cherry pick or undermine your health condition so that we create a competitive model. that does two things. one is it guarantees you coverage. number two is it drives towards prevention. what do we know? still in this country the first sim -- system of the vast majority of people with heart disease is what? death. why should that be? why is that? it is a preventable disease. why is i