fox's claudia cowen shows us. >> reporter: typical reaction after a hospital visit? >> when i get those hospital bills, my heart just goes oh. >> reporter: fees for the drugs, treatments and tests can be confusing and staggering, but now more hospitals are offering patients options. those who pay their bill early or bypass their insurance company altogether can actual slave money. at miran general north of san francisco patients who settle their bills right away can get 25% off. even those without insurance could get as much as half off their bill if they pay the hospital directly within 30 days. >> for those patients that are in a position to pay their bill promptly, it's good for them because they get a discount and it's good for the hospital because it saves us money on the back end on the collection side. si >> reporter: administrators say collecting payments cost hundreds of thousands of dollars. after they bill the insurance company it can take up to six months to get reimbursed and only then do they bill the patient. healthcare experts say bad debt is putting

reporting claudia cowen talked to a family that lost their chihuahua. >> reporter: now their mourning the loss of their beloved chihuahua trooper and nursing bandit back to health after an attack from the sky. >> in the time i took me to put my boots on, i heard a screeching sound. >> reporter: it was a horned owl like this, birds that typically eat rats or squirrels, but on this night had a bigger appetite. they swooped trooper and bandit. trooper was carried off and hasn't been seen since. owl experts say such attacks are rare but almost always lethal. razor sharp talons can easily snatch a pooch. >> as we approach on their natural habitat it could be more troublesome. >> if they recognize something of prey they're not going to discern the fact that it's somebody's pet unfortunately. >>> when we come back, they are big, powerful and often times they are hungry. what happens when a bear in yosemite decides he wants your lunch? ♪[linkin park "burn it down"] ♪[rock] ♪ [narrator] can't wait for the honda civic tour featuring linkin park? neither can we. go to facebook.com/hondacivictour

>> chris: claudia cowen, thanks.legend roger clemens testified today the picture was not there when she got a shot of human growth hormone from her husband's strength coach. that contradicts clemens' chief accuser in the perjury trial. debbie clemens said her husband didn't think hgh was bad. >>> immigration officials arrested 190 subjected child predators and rescued 18 victims in operation o'ryan. those arrested allegedly possessed, distributed or produced photographs or videos of child pornography. some of the suspects allegedly sexual assaulted minors. >>> triple crown bid for i'll have another ended today. he was scratched because of a leg injury there. has only been 11 triple crown winners. we'll have to wait until next year. >>> is the private sector doing just fine? we will talk about it with the panel after this quick break. [ male announcer ] what's in your energy drink? ♪ wer surge, let it blow your mind. [ male announcer ] for fruits, veggies and natural green tea energy... new v8 v-fusion plus energy. co