our financial analyst clyde anderson is here to talk more about this.this and i know a lot who have. for those at home watching might never have used it, tell us how it works. >> it's a mobile company, a discounter coupon company you can get e-mails that come to you daily with daily deals, come to your phone and you can take your phone in an establishment, restaurant, they scan your phone and give you the discount there. a cool tool. >> it is. >> i had a chance to talk to the co-founder michael tuvani, this is what he had to say. >> now everyone has a computer in their pocket, our thinking was can we combine this mobile experience of being very impulsive. >> scout mob focuses on finding the best local places first. >> we wanted to sway consumers at the point of decision, so right when they pull out the phone they are going to lunch where am i going to go? we want to sway them in one direction versus another. and ultimately if we can do that we want to get paid for that by the restaurant. we kind of flip the whole model on the head and the consumer actua

let's bring in our financial guru clyde anderson and an atlanta realtor.et me start with you, what type of properties are flippers looking for? >> typically they will look for a property that's distressed in both condition as well as price. so it's not uncommon to see an investor look for homes that have mold, foundation issues, plumbing issues, things that your average buyer wouldn't necessarily look for because that will help them get the lower price properties and less competition. >> clyde if flippers are buying up homes in your neighborhood is this a good or bad thing? >> it can be a great thing. will increase the property value, so a lot of these properties, some have become eye sores in some of the communities because they have been sitting there. now if you have an investor that wants to rehab the property and give it a new facade and curb appeal it helps the property value for the neighbor. >> could get foreclosure appeared thiand things off the market. >> it can. >> flippers can make mistakes, they are mistakes they tend to make. the first one, f

financial analyst clyde anderson joins he me now to talk about this.d morning. >> good morning. >> why are we seeing such an increase? >> think about it everybody is making purchases on line. with innovation comes new thieves, to steal your money or identity, they are lurking. >> they are getting smarter. >> they have to. >> as the technology gets cooler many. >> yes. >> what are ways to protect information. >> acculink, pay secure, pin debit technology, use it online like in a grocery store or any other store, credit or debit, you can put the pin number, more secure to put the pin number instead of saying credit because of having you sign as opposed having the pin number that only you have. >> is there something else also where your pin gets scrambled? >> every time you put one number in it scrambles it. doesn't remember it, it goes in and remembers actually each number you do to scramble. so a thief can't take your information. >> that is cool technology. >> more companies are using that. >> what websites, i make a purchase, how do i know my informat

financial analyst clyde anderson gives us tips. >>> secret service employees have a new code of conduct as they try to prevent bad behavior. this comes as we learn the named of the agent in columbia, arthur huntington, he had a dispute over pay with an escort in a hotel. a married father of two is among those who left the secret service after the scandal broke. >>> known as the nerd prom, don't expect to see pocket protectors, the white house correspondents dinner is a-list, power players from washington and hollywood. jimmy kimmel had this to say about hosting the big event. >> obviously the secret service thing is something i'll talk about but not necessarily going to do 30 jokes about it. probably stop at 20. >> i have never been in the white house i will probably never be asked back, either. it's really very cool, actually. >> tune in to cnn tonight, live coverage of the dinner beginning at 9:30 eastern. >>> a night leon panetta called nerve racking, when osama bin laden was killed. in the year since his death the nation is better off, he says. >> they said that they had kia with ge

a short time ago financial guru clyde anderson and a realtor told us there is a potential benefit for neighbors. >> some properties have become eye sores in the communities because they've been just sitting there. so now if you have an investor who wants to go in and rehab the property and give it a new facade -- >> they can get forecloses off the market. >> definitely can. >> let's take a look at mistakes flippers make. there are some mistakes they make. let's talk about the first one. the first one is they should get an appraisal. >> right. the bottom line is the number one mistake they make is not understanding how the lending laws affect the resale. they may find a buyer who wants to pay the full price but if they don't understand how the appraiser comes all with the valuation, they could be looking at major losses. they have a flip rule that prevented them or make them subject of two denials. bottom line you get an appraisal, it's going to stick with the property for four months. >> another thing they should do is budget for the unknown. >> yes, budgeting for the unknown, when an

i spoke with finance expert clyde anderson to say how hackers can use your information to make new cards what you can do to protect yourself. >> they actually process the payments, and so all this data is going out there, and what happens is when it's out there, they can take that data, pull it down, and actually create a new card, and they can go off and charge. >> is there any way to know if someone has created a new card? >> what you have to do is check your information, and that's why credit cards -- fraud is so big because a lot of times we don't pay attention to the details. we really have to go back and pay attention to the details. we're in the information and we pull that information down, and we look at each charge. don't even discard the little charges. look at everything. >> you said, what, ten million. ten million people are at risk. >> is there any way to avoid that risk? is there any way to protect ourselves? >> it's hard to protect yourself on the front end. that's why laws are in place to make sure that you're only responsible for a small amount. $50 generally is what yo

clyde anderson takes us on the tour. >> we are at scout mob.door, you know this is not your average workplace. an ever changing landscape of technology, scout mob has taken the concept of deals online and making it accessible to you on your mobile phone. >> we want to persuade people. when they pull out their phone, we want to sway them in one direction versus another. >> it can be restaurants, boutiques, spas, all types of local eateries. the best thing is, it's free. >> we flipped this model on its head. the consumer doesn't pay us anything. we charge the merchant, the local business for it. >> this company started very small with two employees. over the last two years they have over 50 employees in over 13 cities. if you want to find out more, go to scoutmob.com or download it on your smartphone and get the deals right away. back to you randi. >> many thanks, collide. >> he's not out of jail yet, but george zimmerman could be released today. plus, i'll talk live with former agent clint hill. he was there during the kennedy years and carries