i'm seeing deals at cokohl's, about 20% off there, 25 pest off at lowe's, 20% off sears.at time to invest in appliances if you need a new one, right. >> are there certain things i shouldn't buy at this time of year, that i will be ripped off if i look for? >> first of all lingerie. this surprised me a bit. >> what? >> slick deals found -- victoria secret leads the pack, they have semiannual in june, and a lot of competitors follow suit. i would hold off there. hold on home improvement. those tend to happen around memorial day, and tvs. we see great prices on tvs from black friday up to the super bowl, but now is not a good time. you might see a deal here and there but you will not have a lot of choice so i would hold off a bit on a tv if you need one. >> do you think there are better deals online or in stores? >> a lot of times we're seeing them flat across the board, we're not seeing big differences in between because retailers are approaching things in an omni channel now. some of us like to shop online, in store, so they're catering to us across the board which is nice