right actually the problem is what ordinary men and women in the street doesn't realize is that by coley misselling they are completely dumbing down the whole context if you told the man and woman in the street every single high street bank is defrauding you every time you go in and they try and sell you this rubbish it would send them a completely different message so it's a way of covering up the level of fruit that's actually taking place by renaming it's very clever it's deliberate it's a policy it's also a bit of a fraud ponzi scheme and what i mean by that is that the the retail fraud with the misselling scandal feeds a certain cash flow to a bank and then the bank of course is engaged with selling us a credit default swaps to larger size corporations and companies for protection against interest rate moves we've found out now that's completely riddled with fraud and then you have that level of fraud which is feeding into the relationship between the banks and the bank of england and they're engaged in quantitative easing which is yet another layer of fraud you could say because th