colleen debaise is founder of the hampton bee. good to see both of you. >> great to see you. >> let's get to the question. investing in could you get past the hat? it was so great a good question, because a company, many companies need real estate in order to operate their business. how do you decide? >> i think the first question is, how fundmental is this. then i's strategic and i'd consider doing it. what is my roi and the money i' investing. >> i agree with everything you're saying, and most small businesses, i would say the majority will lease their commercial property. you know, it's risky enough to have a small business. if you're sinking your cash into real estate, you're really doubling your risk. so, yeah -- >> but the question, how important is it to your company, right? i just spoke to some people who have for-profit schools, actually in south africa, but it would hold for here as well. and for them, growing their schools and being in those places was incredibly important. >> yeah. >> and so, for them, they need to rai