at comerica bank we truly care. you can go into any banking center and the people will really care about you and your business. we are big enough that we can grow with your business. we're here to be your trusted adviser. >> all right. any more information you can like, obtain from the website, comerica.com. do logon to the small business administration website and we'll be happy to help you out as far as preparing your business fund. thank you so much for helping our viewers. >> thank you so much. >> next on comunidad del valle. . and that's reckless and dangerous. she's for risky new oil drilling that could threaten our jobs. fiorina's plan would mean slashing social security and medicare, which would devastate seniors. and she'd make abortion a crime. no wonder fiorina is endorsed by sarah palin. carly fiorina. just too extreme for california. [ boxer ] i'm barbara boxer and i approve this message. >>> stephen is a general director and this one of the students and dancers from the dance team. thank you for coming

jerry iwata is senior vice president of comerica bank. he suggests an alternative to vc or angel funding. it almost sounds quaint someone could walk into a bank and ask for a loan. in 2010, does anybody still do that in high-tech. >> it's funny, actually, when a person walks into a bank with $10 million, they call me up, wouldn't have to wait in line. >> they don't need a loan, jerry. interestingly enough, the startup businesses we work with, they are raising, particularly from first time fund-raising, money that will last 12 to 18 months. they will specifically need to raise further capital. because of our comfort in this area, we've lent to companies right on day one where the investors call us up, say we have money, we're looking for a loan. we've funded basically on a future. >> i do need to interrupt right there. there is somebody home who just said, the banker said, we have money. we need a loan. if they have money, jerry, why do they need the loan? explain that basic idea to me that i've been given $10 million. why am i getting a lo