it should not be comingled with the banking opportunities for small business owners and for families.d. so that's having said that, i think that at the end of the day, i guess i'm a little bit pessimistic, but a little bit hopeful in terms of what you saw play out, alex, in the last few weeks, that harry reid and mitch mcconnell along with john boehner and nancy pelosi, up until she realized she was on the wrong side of the issue for her base in the house could actually navigate this -- these waters and get a bill together to get to the president for his signature. and that may bode well for some opportunities down the road. it doesn't diminish the likelihood of noise and a lack of compromise. but there are some bright spots down the road where i think both sides can come together. >> you know, michael, ted cruz played a big part in this weekend's session in an effort to get a vote on immigration. but he got the vote, however it failed. so here's what he said after the vote. let's listen. >> every senate democrat is now on record casting a vote in support of president obama's illegal