g wl, let's start with the fed.thk as you noted commentslaeveral wesome of th idents have edhis fo rateove ot cerin. me mor anitanit wl beopeflyata dependent. hi against tt back drop whe wean get somhelp we' contue to dot e ne theasseveye d coinueo gr l, continue tgrow custor relatiships d a gh q faion. as iay shoot thert of theket and ing thos lationships and thos omers thatter for the ng wcan do tsehing and continue to capitalize on iawe refer theis et wtitosignificant value for our shardelily be oftiifcu operating rot. >> do you think in some of your areas you' in a lot of good ideas i would beik buye rl tate has gotten too hot. we are satn so many regions of t cntry. boston has gottoo t. new yos insane becausof howap m is? o. to datwe'rnot se that. wee a pres in shvill we coue tgrow ther even inashlle whyou have sthst appciation in real estatethe still is bng supporty activity and ctinued g e mber of people that are moving in tt markacis tremendous. and the projection for whamiddle tennessee is gog to inext 10 or 15 yea is going to bge growt arnd the s, mes, knoxlle, joh city,e think l