from washington, d.c., where it joined by democratic congressmember dennis kucinich. ew york, chuck zlatkin, legislative and political director of the new york metro area postal opinion. we welcome you both. congressmember dennis kucinich, explain how this happened and what you think needs to happen. >> congress passed a law in 2006 that mandated the postal service pre-fund its employees' health or retirees' health benefits for 75 years, but to do it within 10 years. so this $5.5 billion payment due today that the postal service will not made, that congress should correct, is a manufactured crisis. why would you interesdo this? who has lobbied against the post office? banks, for one. they would love to crush the postal service because they would not have to process checks the way they do now. no. 2, banks would head off any attempt for postal services to go into certain banking functions such as they do right now in the u.k. the american people have to wake up about what is happening with the postal service. under the constitution, guess what? it is the responsibility