what do you say are some of the main issues that consumers face? >> i guess it would -- it would be the time sheets. they change the format and some people are having problems with that, and i guess maintaining their care providers. that would most likely be the main issue. i know people who are constantly searching for a care provider and it's difficult when they have to wait several weeks in order to get paid. i have people who work for me and they had to pay the rent so they had to quit because they had to wait too long. it's un realistic to have someone wait more than four weeks to get paid. that's the main issue i have seen as far as consumers. >> is that under the jurisdiction of the authority to remedy or state or government control? >> we're definitely working with the consumers to be a good employer and helping them to be more efficient. we actually have a one stop shop at the public authority and it was a great individual where individuals can come in and spop by. they have access to computers and access to information and training whethe

this is to help consumers make consumed -- informed choices about the foods that they eat. the main substance of the landmark law focused on expanding access to affordable assurance -- insurance, and it also contained many provisions to promote wellness measures. we know that consumers make better health decisions when they are empowered with information. this also requires chain restaurants and food establishments prepare food to include calorie information on menus and menu boards. this has become increasingly important in subsequent decades as people eat out much more often than before and the obesity epidemic has reached the crisis level. this would ensure that consumers have the same access to information whether they are eating at home or outside the home. as we will hear witnesses today we will hear about how foods have negatively impacted american's diets and health. without this kind of information, it is difficult to make informed decisions. when enacted, the provision is built off the thrust of more than one dozen state and local policies. there is a wide diversi

consumer groups backed the labels because they help consumers under where the food comes from. >> consumerse american people, the people we represent want to make purchases from a trusted source. >> reporter: canada and mexico many in the industry especially those that buy cattle from north and south of the border see it as a failed marketing tool that drives up costs. >> we have producers that will buy in canada and mexico bring them across the border, add value and market it as the united states. mandatory labelling wouldn't allow it. >> reporter: under the law canadian and mexican animals have to be segregated from those in the u.s. that's pricey. kent says if consumers want the labels. his industry will make sure they go back, but he doubts there's a need. >> for the government to drive up the cost, for a requirement that may apiece interest, but not consumers, and not deliver on a necessary goal like food safety, that's what we need. >> wednesday's action by the house goes to the senate. the clock on the threat is ticking. the move doesn't effect country of orange judge labelling. in -

the costs are passed to the consumer.n an economy that contracted at.7%, consumers can't afford to pay more and get little in return of those investments. our industry has-- attended a lot of meetings with the f.d.a. and very few meetings and very few answers. we believe that h.r. 2017 is a huge step in the right direction. we thank you for putting this bill in and thank you very much for your time and attention. mr. pitts: the chair now recognizes our next witness. >> i'm honored to have the privilege to speak on behalf of the 20,000 pizzarias called the american pizza community. and for 900 small business owners. you are giving us a chance to discuss how calorie information is best presented. our requests are modern solutions that will inform consumers and relieve a cost burden from small business. you will find them more than reasonable. at domino's, there are 34 million ways to make a pizza. pizza hut has published they now have two billion. you can't possibly fit all the iterations on a pizza like you can for burgers

consumer behavior. so i want to know, from the point -- from your points of view, do you expect weakening consumer consumption will become a long-term trend? the future? how should we consider growing the u.s. economy if the u.s. consumers tend to spend less? thank you. ms. lagarde: i would like to commend you on the analysis of the situation. that's what we conclude as well. but i don't know whether we draw sort of medium to long-term consequences from that short-term analysis, as to what will be the behavior of consumers going forward. nigel, do you want to address that? mr. chalk: we've seen structural changes in household behavior in the u.s. since the crisis. you now have a demographic that's aging, you have a young population that has a high level of student debt, you have lower household formations, so people aren't building wealth as they used to do by owning houses. i think all of these things are going to feed into long-term consumption behavior and don't think we believe we're going to go bac

i want to do that for my consumers. what i don't want to do is retrofit on to a menu board just to fit in the box of the law, to say well, put ranges. you don't have to put all 34 million. that's true. but i want to do that. i want to do that because it's the right thing to do. what don't want to do is put range consumers will not understand and make my shawl business franchisees pay for that. >> with that yield back. >> now recognize the gentleman from pennsylvania. five minutes. >> thank you mr. chairman, this is an important tissue deal with obesity in america. i want to look at the picture globally. fun of us want to have the epidemic of obesity and problems it wrings with it. there's a lot more that goes with it. there's couple of schools -- not in my district -- one study in naperville schools outside of chicago. they actually required physical activity intensive not just battle ball, throw the ball, get hit, sit down, but real cardiovascular activity where they wear monitors, and they found their obesity rate plu

panera is hoping to attract consumers health conscious, young millennials. for now we have to see if tr money where their mouths are. >>> well a possible way of e consumers' pockets. anthem is looking to merge with a smaller rival, but what will let and professor of strategy at kellogg school of management. good to see you. thanks for joining us tonight. >> it's a pleasure. >> you know those who are in the managed care business, the stocks have been rising sharply on talk of possible mergers in the sector. so w antitrust regulars feel about this? >> i t the antitrust regulators when insurers consolidate, premiums go up and the antitrust enforces have t look closely at what happens to consumers. it's not only the costs go up to consumers but providers technically or usually get paid a little bit less. they don't as much clout. >> there is some evid that providers that to the price decreases to providers, tha these get passed on to consumers. so i would expect reguhard-h questions, particularly in those geographic markets where the combining firms would have s

they work with 280 consumers and they provide a comprehensive level of service. they have 1 to 1 assistance and work with at least 80 students. they have classes for esl and citizenship. the language spoken there include but not limited to, spanish cantonese, russian and i believe manren >> thank you one observation, you mentioned the laws are changing and in california with the approval of same sex marriage, the issue of naturalizing same sex couples one that is american and the other that is not is something i think will have to help educate the providers of naturalization service >> right, tend to believe they have already. i think that is a very good point to make and thank you >> comment or- >> i want to make a general comment. in all these programs you have appendix f the [inaudible] but only 2 programs have self help and the [inaudible] how come it isn't standardized everyone has the chart? it is nice to include it so we can see it >> i remember you mentioning you like the side chart. as i put these together i listed the location time in the scope of servi

that other army vet the consumer never meets. -- that the consumer never meets.he natural forces that make the local sale possible. and finally -- national forces that make the local sale possible. and finally the most dynamic public relations and merchandising methods for educating the public to new products and services and standards. merchandising to move goods and people, advertising to move people towards goods. our advertising departments and advertising agencies with emphasis on creative selling our highly integrated structure of communications magazines, and business publications. newspaper, outdoor car radio and television, and the direct-mail medium. the concept of public relations, the point-of-sale display. these combined forms are unequaled anywhere. yet none of them stands alone. as walter has said, "if we tried to think of advertising separately from research production, and merchandising it would be like trying to think of blood as separate from the human body." >> yes, creative marketing is the sum of any forces. it begins with the planning of th

consumers especially? brian: yeah, the irony is the problem more tied to western retailer than chinese consumers so i am not sure if that is necessarily a hurdle for alibaba to expand into western markets where they are not aware of the counterfeit issue. it has caused a monkey wrench in relations with western retailers. and a lot of the other major chinese platforms are learning it -- running into the same problems that alibaba did selling into china. this is more than an issue of east and west. where they will find their greatest successes with the chinese consumer, western brand selling into chinese consumers but acquiring one of the businesses they have invested in. it is nice to have plans of dollars on cash to make smart acquisitions in the future. emily: we just heard jeff's thoughts about possible acquisitions. what do you think, what could alibaba buy? brian: they could buy from some of the smaller marketplace platforms that jeff mentioned to something fairly larger that they have shares in alread

i know there is a balance between the needs of consumers and also the rights of workers as well, and could you touch upon just how you want -- how you see that balance being worked out? for instance as mr. robi touched upon the providers having a sense of certainty about pay or about conditions, help to keep them engaged with their clients and having a long-term provider for each client, something that clients, consumers really want to maintain so what would you say are some of the main issues that are really going to affect the providers' experience that will actually enable the consumers to have a good experience as well? >> i think from the beginning of the public authority and and maybe before one of the biggest issues was enrolling and paying the providers in a timely manner and to this date it's still not being solved and it's a state issue. the state runs the whole payroll system for the in-home supportive services providers. most recently they have tried to make changes with direct deposits for checks but it still takes by the time the consumer and the provider make the agree

costs are ultimately passed along to the consumer. and consumers can't afford to be paying more and getting very little in return. now, our industry has asked a lot of questions and attempted a lot of meetings with fda throughout this process and we've had very few meetings and very few answers. so we believe hr 2017 is a huge step in the right direction. we thank you very much for your time and attention. >> chair thanks the gentleman. now recognizes miss o'dell five minutes for opening statement. >> good morning ladies and gentlemen. i'm honored to have the privilege to speak on behalf of the 20,000 pizzerias across the u.s. who make up our coalition and for 900 domino's small business owners. i appreciate you giving us this chance to discuss how calorie information is best presented to our customers. our requests are simple modern practical solutions that will inform consumers in a better way and relieve a cost burden from small business. i believe that you will find them more than reasonable. at domino's, there are 34 million ways

and consumers. we look forward to continuing this collective engagement with takata and nhtsa to address the critical situation related to the inflators. we've remained actively engaged since i spoke with the committee last november. much has transpired since that time through multiple campaign expansions and based on the information from both takata and nhtsa they are on the process of recalling 4.8 million inflators across the united states. we are taking actions determining the raptors

so, isn't that good for consumers? >> well, the fact that the generic comes in earlier could, in theory, be better, but you have to compare it to the likelihood that the generic would have come even earlier. so take, for example, provigil. it's true that there is a generic in the market today. but we contend that but for this agreement, consumers would have had access to a generic all the way back in 2006. >> reporter: but because of what critics describe as those "pay for delay" deals, provigil didn't go generic. so karen winkler and other consumers paid the price. and it turns out she paid even more because of that second controversial business strategy that cephalon used then and other drug manufacturers continue to use today-- something opponents call" evergreening." the idea is to get consumers off the drug they're taking and on company is making. in winkler's case, off provigil whose patent was going to expire, and onto a new drug, nuvigil, whose patent had several more years to run. companies sometimes do this b

they'll know that that the consumers will be -- the consumers will be protecting their families. the consumers will be able to ensure any successor, nhtsa is accountable and ensuring that that information is made public. senator blumenthal and i have another bill. that says a used car purchased by someone may have a recall that actually ensures that there is a free replacement part but that the person who purchased the used car really doesn't know about it. so our bill would require that when that new owner registers their cars that they're made aware of the safety defects. simph that those repairs are made. would you support that kind of legislation, dr. rosekind? >> dmv is a very important touchpoint to get those people informed. grow america talks about this, because at this point there's no sense yet of the technology to do that, the cost the procedures, et cetera, and making sure that the consumers basically don't have any negative effects from a defect created by a manufacturer. so, absolutely, dmv is a touchpoint that could be used. and grow america we're suggesting a pilo

a sluggish economy and a changing consumer.nd today, executives from some of the very companies were in new york telling investors what they plan on doing about that. sarah eisen has more from the consumer goods summit in new york. whe it comes to the basics food household products consumers are holding back. and for the giant companies behind those brands growth is hard to come by. from coca-cola to campbell soup to nestle profits are not coming from sales growth. >> i do see a lot of opportunity anyhow. so we have been growing the prices every year. >> reporte ecoc problems including sw downs in emerging markets like china and brazil and sluggish growth in the u.s. and europe and japan is changing consumer taste. >> there's natural or gluten-fre new concepts coming unp and we have to connect with that. it's too soon to tell whether consumers are responding to ingredie changes by the companies but until economic growth comes back in force, especial in emerging markets, the companies are struggling. for "nightly busine" i'm sar

it's pedal to the medal on broadband policy for consumers and competitors. expanding broadband requires better network technology. it requires more competition. it requires that companies continue to invest to satisfy consumer demands for bigger, better, and more broadband. it requires that broadband providers not be able to limit competition in broadband-dependent markets like apps and services and it requires the limitations on consumer demand whether on the basis of geography or economic circumstances or disability be removed. simply put, broadband should be available to everyone everywhere. but my message today is simple. the job of the fcc is to exercise it's authority with both determination and discretion. so that technology, competition, investment and consumer empowerment are able to work together to reach our nation's broadband goals. as you probably know i think history matters a lot. so let's consider some history. networks have been a defining economic force throughout history. and the victory laurels have gone to those who embraced the new netw

so we want consumers to respond and why others don't. what motivates consumers to go to dealership and get it done and what messages work and what messengers are most effective. work is underway and we will share the results with nhtsa and u2 helped forge the efforts to strengthen consumer participation. third, recall policies are vitally important and we are committed to strengthening the process for resolving defects. that said, it is one piece of the equation and a relatively fractional one. certainly 90% plus results in human air for principally in pair driving and failure to use seat belts. we have seen profound safety gains over the last 50 years and especially the last decade, technology does offer the promise of even greater advances as we build on the crash worthiness and introduced the idea of the avoidance rationality. and ultimately self driving vehicles are part of a continuum that will save thousands of lives by helping to compensate for driver error. the speculation is already emerging reality. fourth and finally let me st

they promise an almost unlimited capacity to consume.ven though we may be aware as individuals of any of these changes, it's difficult to imagine there cumulative effect. >> we are headed toward a population of over 200 million by 1975. over 37 million babies have been born in the last 10 years. in the next 10, we can expect 42 million more. people are living longer. by 1960, there will be an estimated 15.5 million people over 65. >> between 1947 and 1953, the number of households increased 18%. the increase will be even greater in the decades to come. >> productivity is rising. with better equipment and machinery and the cause of ever greater incentives, americans are working many fewer hours producing three times what his grandfather did. >> most americans are moving into a new middle class. by 1965, the average family should have an income of $7,000 a year in today's dollars. the general leveling up of income is taking place in all regions of the country. >> and there is more spendable money. in 1950 three, the disposable income per h

we have an almost unlimited capacity to consume.e need to raise our actual consumption so that it matches our capacity to produce. we know that this does not happen automatically, but we know that better integrated, truly creative marketing can make it happen. in fact, it's the only way to make it happen. >> but, like everything else this is easier said than done. how many of us realize marketing has become the keystone of our entire economic structure? although some 47% of all employees are engaged in the payloads and industry has only begun to solve basic marketing problems. yet these basic problems require increasing attention in the highly competitive days ahead. marketing strategy will become more and more important in determining success or failure. by the same token, the company that applies marketing in all of its phases will enjoy the opportunities that lie ahead. but here's a point that there's -- bears much emphasis and much repetition -- there is no guarantee every industry in the economy will benefit equally, nor that e

consumer complaints, mr. chairman, which historically has been the primary source for nhtsa to identify safety concerns are also diffuse. have also been watered-down in effect because of a lack of guidance from the agency to consirmse who are seeking to report accidents and defects to the agency but find themselves at a loss when confronting on the website 18 different category codes in a vehicle that has 15,000 components and they themselves are not automotive experts. certainly some consirmse are going to get it wrong, but many others, the most well-meaning and those who have themselves or their families have been impacted by vehicle safety defects, will read the data, will read the guidance and attempt to follow it as best they are able. the agency performance will improve as a result. senator thune: thank you. senator nelson. senator nelson: you know, there's a pattern here among these regulatory agencies that are supposed to be looking out for the consumer. we saw this about 10 years ago with the consume

collaboration is a consumer issue. consumers love dropbox.ropbox is easy for them to use, especially when they are bringing their own devices to work. so i see a lot of runway ahead. , emily: what are your sources telling you? you covered the ipo. do investors like dropbox? do you think they will like it more than box? leslie: the sentiment has changed over the last year. i remember when box's filing timeout. sources kept saying that dropbox has better numbers than this. don't worry. it will look better at that time. here we are one year later people looking at dropbox, and the discussion has changed highlighting potential cash burn rate. however, others say they have only gotten through series b funding. they still have a long way to go. in terms of an ipo, most people seem to mirror what he was saying. in terms of they don't have a plan to go public. dropbox is the type of company that to surpass the $10 billion valuation is an achievement. what he said about not breaking out profit, that is something that will not help them achieve those g

it's misser able for consumers.ope it will consolidate and make it a lot more easier. >> you feel the business model is there for the continuation of what some are calling the now golden age of television. >> i hope so. we should make clear, it's a touchy business model. with the advent of d.v.r.s, a lot of people are not watching commercials. i don't know anyone who watches commercials any more on some of these great shows. that is something - even if nothing showed the cable industry, it would have to come into contact. a lot of the other things, h.b.o. aside, they are the gold standard, they make billions in profits. no one else makes that kind of money, and you see a lot of people - when you read the interviews some of the creators say they are not making much money creating for netflix. time will tell over time how that model with work. on the other hand it may be a journey man type thing, but maybe you have a lot of people making $50 a week happy to have it. >> let's talk about the power relationships. who nee

consumer. if i wanted to buy a one carat diamond, according to the wealth of data in the bloomberg terminal right here, it would cost me a little more than $7,000. that is down by some 40% from 2011. how does -- how do you keep diamond prices from plummeting like that? stephan: we don't see that picture in the diamond market at all. if you look back over 10 years, you would see pretty strong growth in diamond prices. if you look at the medium qualities which most americans are buying on a regular basis for things like bridal or anniversaries, then you will find that the price growth over that period has been pretty good. at the end of last year was a little bit soft on pricing but there was a strong increase in the first part of the and the second part was soft. now we see that prices for those goods have plateaued. interestingly, i just found at the big auctions in the far east in geneva, this past week, they have really large and rare diamonds and you see record prices being paid. people are

cory: do you think that consumers are harmed? vince: we see it here. study shows any time a consumer is looking up a local service and they are not in the -- getting the best results from the whole web, but getting google content forced down our throats, then they are being harmed. >> can't i just go to yelp or bing? vince: sure, but consumers think that they are getting the best results for them when they use google. what this shows is they are getting the best results for google. cory: thank you for the clarity. we did reach out to google and their argument is that they are still providing the best things for the customers. we will continue to cover it. thank you very much. i want to alert you to a story we are watching. french police are holding uber's top two executives are being questioned by the online fraud unit after violent protests in paris last week. passengers get picked up by unlicensed drivers. coming up, facebook is planning to conquer unlimited access and high data costs. and you are looking at a 3-d model of the bloomberg west set. tha

i want to talk about the issue of consumer education. i would assume that that has to be a key part of this. there is the enforcement strategy, the technical approaches to solving the problem and also on the consumer education side. and miss blaze i'm interested in your testimony. you started to get this log because you knew the calls were scams. what is the best way to get information out to seniors or others who might be vulnerable to scams and what is the best advice that we should be giving them? is it just do telephone solicitations. i heard my wife say all of the time i don't do solicitation by phone and what is the best channel to get advice to people in your view? >> i would say the best advice is to just not answer the calls. if you answer the calls, you're giving them more information than you want them to have. if you don't answer the calls, they eventually will stop calling you, but then they change and get a new number and try again and think maybe this time you will answer the call. i think that is the best thing you can do

[applause] senator warren: i still can't believe it when i say that's little consumer agency, the consumer financial protection bureau, is now the law of the united states. [applause] senator warren: now, before you go, and you say to yourself when this is all over, you say, i just clapped for the creation of a government agency, i must be turning into a total nerd. let me just remind you about this little agency. it has been up and running for just about four years now and it has already forced the biggest financial institutions in this country to return more than $5 billion directly to people they cheated. that is government working for us. [applause] senator warren: that is how it works. [applause] senator warren: so, look, i get it. i know that building an agency to keep people from getting cheated on credit cards and mortgages may not be on your bucket list. it sure wasn't on mine. at least, it wasn't on my bucket list until it was on my bucket list. and that is really the point. i believed in the good that this little agency could do and so i fought for it. even when people told me i

some of the that self-service by the consumers. on the prepared items even if i have a clerk that's feeling generous that day and they put or the cheese sticks together they slap an extra slice of cheese together, they don't cut the pizza in exact eighths, all of those things -- i think obviously the -- you point out the obvious concern, this is a felony now. how do i protect. mr. shimkus: a felony. mr. o'quinn, also a delegate, i guess, that's what you call in virginia, part of this debate early in the health care law was the same debate we have here in energy and commerce is that there was a concern that if we don't have a -- this is not put in a national bill there would be maybe local community movements or county movements or even states would then disrupt national chains. so the national chains said save us from ourselves, or save us from the different parts of the country who may do individual referendums and have multiple -- can you speak to that? from both positions that you, as a representative, not representing the state

consumer complaints mr. chairman, which has been the primary source for nhtsa to identify safety concerns are also diffused have been watered down in affect because of a lack of guidance from the agency to consumers who were seeking to report accidents and defects through the agency. but they will find themselves at a loss when con firming on the website 18 different category codes in a vehicle that has 15,000 components and they themselves are not automotive experts. some consumers are going to get it wrong. many others the most well meaning and those who have been impacted by vehicle safety defects, will read the data and attempt to follow it as best as they are able to. the agency performance will improve as a result. >> senator nelson. >> you know, there is a pattern here among these regulatory agencies that are supposed to be looking out for the consumer. we saw this about ten years ago with a consumer product safety commission when we had all of that chinese drywall problem the defective chinese toys a

i yield myself such time as i may consume. the speaker pro tempore: the gentleman from minnesota is recognized for as much time as he wishes to use. mr. peterson: i rise in opposition to this bill, h.r. 2393 as a premature reaction to the w.t.o. ruling against u.s. country of origin labeling, or the cool act. rather than taking the time to find a workable solution, the committee passed repeal just two days after the w.t.o. issued a ruling. we understand that this needs to be dealt with. my problem with this whole process is that it just is not giving people enough time to look at this and figure out what is a reasonable solution, because most other countries have labeling. the american people want to know where their ag products come from. and if we repeal this meat, that would -- we wouldn't be able to know where meat comes from, but we would be able to know where your carrots and lettuce and all these other things there, they all have mandatory country of origin labeling. we understand that this needs to be worked on. we und

the authorization to enter into a new grant agreement with seniors and disability action for the consumer rights for the term july 1, 2015, to june 2018 in the in the amount of of $322,000 plus a 10 percent contingency for not to exceed in the in the amount of of $30,044,512 can i have a motion to discuss. >> so moved and second. >> thank you, commissioners that advocacy assures that individuals said their rights and assets appropriate assess for appropriate support in the areas of dispute resolution and benefit hearings and market street any other griernz that arises as person seeking long term care any encounter the elements of the cc r advocacy make it effective include the call center it's consumer directed a advise line for problem solvency assistance and identifying when consumers need more immediate and professional services and establishing a core of core volunteers that provide direct support and counseling l t cc r work collaboratively to approve the service delivery and a as they seek long term serviced this is a independent resource center that provides in addition to language

off the lows of the session, consumers -- albeit frugal consumers -- are making a comeback.ring at the fastest rate in six years, but perhaps is it only the cheapskates who are buying? and how do you pick stocks knowing that? brian peery says it's time to bet on thrift. he's got billions in assets under management, he's going to teach you how. when the moment's spontaneous, why pause to take a pill? or stop to find a bathroom? cialis for daily use is approved to treat both erectile dysfunction and the urinary symptoms of bph, like needing to go frequently, day or night. tell your doctor about all your medical conditions and medicines, and ask if your heart is healthy enough for sex. do not take cialis if you take nitrates for chest pain, as it may cause an unsafe drop in blood pressure. do not drink alcohol in excess. side effects may include headache, upset stomach, delayed backache or muscle ache. to avoid long-term injury, get medical help right away for an erection lasting more than four hours. if you have any sudden decrease or loss in hearing or vision, or any symptoms

if find it monitored with this year and for fiscal year 2015-2016 their training hundred and 50 consumers and conducted 11 hundred hours we request approval of this grant renewable. >> thank you may i have a motion to discussion. >> so moved. >> any questions or comments from the commission questions or comments from the public commissioner sims. >> yeah. how are those programs quantified in the end result. >> right in all the scopes for this training component for the sf connected program there's outcome objectives and for the fiscal year 2013-2014 we put out a consumer satisfaction survey and most of them we've met the percentage that was allocated for it to achieve a lot of them were about 85 percent for example the satisfactory we've reached a 92 percent savings. >> so it is consumer relax rebates go they've graded whether or not it was beneficial. >> right >> is there any view open who employment was achieved as one of the goals of the training for example. >> for conner house specifically they do have that data i have a role quick summary in 2013-2014 they had will 59 applicant and

collaboration is a consumer issue. consumers love dropbox.ropbox is easy for them to use, especially when they are bringing their own devices to work. i see a lot of runway ahead. emily: what are your sources telling you? do investors like dropbox? do you think they will like it more than box? >> the sentiment has changed over the last year. sources cap saying that dropbox has better numbers than this. don't worry. it will look better at that time. here we are one year later, people looking at dropbox, and the discussion has changed, highlighting potential cash burn rate. they still have a long way to go. in terms of an ipo, most people seem to mirror what he was saying. they don't have a plan to go public. dropbox is the type of company that to pass the 10e 10 the and valuation is an achievement. emily: he said that he can go public without raising more money. we are seeing high profile people leaving. gentry underwood running mailbox, said he would leave, then changed his mind. should we be concerned? >> the war for talent is fierce. techno

mcpeak. >> i certainly don't hear from consumers. hear quite the opposite from consumers calling my office. what i would suggest about the transitional plan if you like your policy you can keep it calm in tennessee we allow transitional policies to continue knowing i was going to further segment the market because he wanted to have choices available to tennessee consumers. the problem was the position was decided by a president obama said the rates were filed and approved in our office. the plans were on the federally facilitated exchange rate to be purchased. allowing transitional plans to continue didn't have a significant effect and insurers reluctant to raise their dirty scene. what you see in the marketplace with the deductibles -com,-com ma co-pays and networks are insurers and consumers trying to moderate some claims based rate increases i justified to moderate or a percentage to lower amounts because the choosing policies on the payment on the backend are such limited network said on other provider provider choice before the

consumers love it people love it. on the platform.wo and a half times more likely to favor twitter now. because of auto-play. and it's great for marketers. video completions went up 7 x. brand lift and sentiment went up almost 20%. so it's incredible in that way. for marketers we also made an industry changing move. we think, which is we announced that we will only charge marketers when the video becomes 100% in view. and so that what that means is we don't think it's right for another folks to charge when only one pixel of an ad comes into view for one millisecond. we stepped out from the rest of our peers in the industry and taken what we think is a bold move. we did that in conjunction and coordination with a bunch of agencies like group m and also in consultation with big advertisers and marketers like unilever and the cmo of unilever. >> we obviously see sponsored vines, talking about user-generated videos, not ad videos of course. when will we see periscope be monetized? >> so on the video side and on twitter, there's all kinds

consumer complaints, mr. chairman, which has been the primary source for nhtsa to identify safety concerns are also diffused, have been watered down in affect because of a lack of guidance from the agency to consumers who were seeking to report accidents and defects through the agency. but they will find themselves at a loss when con firming on the website 18 different category codes in a vehicle that has 15,000 components and they themselves are not automotive experts. some consumers are going to get it wrong. many others, the most well meaning and those who have been impacted by vehicle safety defects, will read the data and attempt to follow it as best as they are able to. the agency performance will improve as a result. >> senator nelson. >> you know, there is a pattern here among these regulatory agencies that are supposed to be looking out for the consumer. we saw this about ten years ago with a consumer product safety commission when we had all of that chinese drywall problem the defective chinese toys