flowers of the private sector, the producers and even the association support for after-sales services we have promoted the issues of the consumer support association and after listening to the concerns of all these dear ones, all members of the supply chain have made these changes and the new after-sales service rules and change of attitude were subject to the notification before. it was according to the notification of the minister, and whenever we wanted to make small changes, we had to follow this process. a working group was formed by the ministry of after-sales services, and this working group consisted of almost all the managers who are active in the production of capital and durable goods and conducted management research. maiden is a member of the working group and it was approved that any changes that have been interpreted by your excellency through this regulation and with the notification of the minister of mining industry and trade, these changes, which are approved by the working group, we can implement them, including what products will be added, how long the warranty period will be , how long the after-sales serv

thanks to the private sector of the manufacturers and even the after-sales service support association. we took the consumers to the issues and after listening to the concerns of all these dear ones, all the members of the supply chain, we made these changes . and small changes every time we wanted to make these changes. this process was followed by a group work, the formation of the after-sales service working group, and this working group consists of almost all the managers who are active in the field of capital and durable goods production and conducting management research, and it was approved that any changes which has been interpreted by your excellency through this ritual, with the notification of the minister of mining industry and trade, these changes, which are approved by the working group , we can, including what products to add , how long the warranty period will be, how long the after-sales service will be, and the rest of the items, except for this. in these rules, we addressed the issue that with studies and investigations, as you mentioned in the report, we went towards transparency in these

consumers and associations consumers generally do not have the opportunity to get involved in disputes initiated by the antimonopoly committee, and there was a quite logical position that received the support of all factions a in the working group about what let's do, strengthen the role of consumers and their association in their own disputes , because it is strange, but for example, when firtash rips off through gas monopoly of consumers consumers have no opportunity to protect themselves through the antimonopoly committee, it is extremely surprising that the entire complex of these laws was banally excluded from the draft law, not supported and as if i was a promise, a promise that it will happen in some second package of changes, well, this is nonsense, friends. we have to defend the interests of those who elected us, who sent us to the parliament , so i will not delay the confirmation, but without consumer protection and the antimonopoly committee as a proper mechanism for consumers, this the reform is doomed, therefore, of course, we will not support it. thank you . dear colleagues, they have finished their speeches. no one else wants to speak on their amendments. of amendments to be

support of over 45 state and national financial associations further proving the urgent need the regulatory overreach to ensure it does not take effect it is bad business and bad for mainstream consumers. doctor how would you been working with small businesses and helping them to ensure that your regulations and undue burdens on the small business owners. how would you been doing that, they don't hear from you. what are the things that we done we focused a lot of our engagement on institutions we don't supervise. i met with 28 state bankers association's and each of them have dozens of members to talk directly to me. we done the same thing with credit union leaks and i believe we hit 20 and i take your point very, very seriously. that we would reduce. >> let me get my time back, you don't think it creates a burden on these financial institutions. >> we published what we will believe the cost we tried our best and to figure out what are the ways in which we can limit and we also created significant changes in the smallest bank, 2010. we don't want standardize small business. >> it does trickle down to the consumer. >> the cfpb funding mechanism. we talked about the congressional oversi