cordilleras, consumer reporting agencies, professional services firms, and insurance providers attorneys, real estate licensees, and insurance concns. our committeeas what -- worked devotedly in the past with members of the fincial services committee to bolster the sec'shocomings, hold out best practicefor making agencies emuae and protecting consums and improve the ability of agencies to protect consumers by issuing unfair and deceptive rules uer the fcc act. i want to thank you for this opportunity and close by saying i am determined to work through this process for the overriding prilege assisting main streets. . . >> i am very, very pleased to be part of this conference committee. as i listened to my distinguished colleagues, i cannot help have it reminds us that this is a significant time in our lives. this moment will probably never come again for us to do what the american people need to be done for them. as the government reform committee addresses a a lot of these issues, we sought instances where all kinds of people, mr. chairman, we saw peo were greedy. this process, i want to