coverg and the rest of the staff for the position. i really appreciate it. >> as we conveyed earlier in year with our liabilities going from 28 to 40 billion over the next eight years, and our aum, which was 17 billion, and even 11 billion in 2008, it was $11 billion in joh june of 2009d now we're at 27. with the rising liabilities, rising aum, the speed at which private market managers are coming back to market, they used to come back every four years and now it's two, two and a half, private credit or less than that. with the rising number of things that we do, which ha, which hasd or diversification, the numbers allen showed in the september board package is not only return at the top, but our volatility of the returns is in the lowest 15%. so our risk adjusted returns are outstanding and we have really reduced the amount of volatility, but what you see is there will be need to be changes. the size of the team will have to grow or we'll have to change our approach. we'll have to be more simplistic about what we do. do or continue t