joining us now is craig fuller, ceo of freight waves thanks for joining us. >> thanks for having me.ening because it's a pay day >> our payroll is on monday. all of our summon at silicon valley bank and didn't have any access to fund payroll our pay volume about $1 million so we needed to find the cash really quirks and our board stepped up and with no fuss and wired us the $1 million. >> which is amazing. now that you are fully aware of the risk of having a bank account over 250, do you in retrospect wish you had done something differently for cash management purposes? >> we had our money in overnight treasuries the challenge is it was through silicon valley bank. we always felt like our money was protected and safe in fact, we reviewed our agreements and had our general counsel review the agreements over the weekend we didn't feel like the money was at risk even if the federal government hadn't backstopped it we just couldn't get our hands ton and with all the confusion that's taken place with the shutdown we didn't know how long it would be before we had access to it. we never wor