credit to the whole team for that l credit to the whole team for that staying _ credit to the whole team wolves managerjulen lopetegui began life in the premier league in dramatic fashion. a late, late winner earned them the three points against everton at goodison park. dan ogunshakin watched this one. football's return to goodison park began with a poignant nod to the past. in the present, the focus is very much on frank lampard's immediate future. forjulien lopetegui, a win on his premier league debut, would be the ideal christmas present. six minutes in and the wolves defence was bearing gifts. yerry mina on his return to the side bringing good cheer to the everton faithful. the goodison goodwill was short—lived. neves to moutinho to podence and 1—1. a goal made in portugal for their spanish manager. clean sheets have been rare for everton this season. goals, too. anthony gordon guilty of poor finishing on this occasion. if the first half promised plenty, the second half largely failed to deliver, but there was to be a sting in the tail. wolves with their first goal after 56 minutes

currently, the tax credit is $2000 per child. last year, the tax credit was expanded to $3000.the problems is that it knocks millions of people off the rolls. many people get a check back, even if they do not pay any taxes. it has put the irs a position of paying social benefits. it is involved in the welfare state and it is not a role that it does well. host: explain to the audience who gets a tax child credit, what exactly it is and what was the intention from the beginning? >> -- guest: a tax deduction like a charitable deduction lowers your income. a tax credit reduces your taxes owed. let's say that you do your tax form and you owe $1000. if you have a $1000 tax credit, you get all of that we funded to you. with the current tax credit of $2000, if part of that credit erases your tax liability, you still get the remaining amount in the form of a rebate check or a refund check. anybody who files a tax return is eligible. it goes all the way up to $4000 a year. it is kind of phased out. but this is more of a universal credit. host: what would be intention -- what was the inte

i give him credit for that. i've enjoyed getting to know him as we sat together and got to know each other for literally hundreds of hours over the last two years. we moved dozens of nominees through the committee, worked together on many national security issues like china, on f.t.x. and worked on important maternal health issues. while we have our disagreements there may be no other republican as passionate as senator toomey and it's backed by his strong world view and intellect, especiallien financial matters. he was a critical voice in our committee's response to covid and work afterwards. the quality of our debate was improved because pat and his intellect were engaged. i want to congratulate his staff and thank them and the rest of the team for their hard work and diligence. i wish chris and pat and their three children the best in the next phase of pat's career. i have not known a banking and house comeg without senator shelby. i came to the committee in 2007 in the middle of a financial crisis. he was th

manus: we will debate whether tesla is like a rolling credit card for credit risk. across the rest of the markets, a 10% brutal drop. global recession fears trump the tryon -- china reopening. changes are good for the rest of the world but the oil market is under pressure. will they have an emergency opec meeting? bombs roll down in terms of yield. labor costs are revised lower to 2.5 percent. breakevens are dropping. that along with geopolitical angst drives the bond market lower. the dollar flops and we are debating that 9% drop from its peak. has it endured past the peak? good news for the chinese builders. iron ore flying higher by 1.8%. kriti: a lot to digest from around the world. let's get to reporters who have the latest. tesla comes back again, under pressure as elon musk focuses on twitter. manus: let's talk more about china. consumer inflation eases in november. covid disruptions suppression demand, giving the central bank room to ease policy as the economy tries to recover. let's get to our china editor who joins us now. here we go. deflationary spiral s

were looking at ways for small banks and credit unions to be able to play a bigger role in the creditard market to be able to help refinance credit card debt and much more, we've also proposed implementing a long dormant authority called section 1033. this is how syntax, nonbanks ank small banks may be able to access customers at lower customer acquisition cost by allowing permission data so you would be able to move your data ande use it as a way to be underwritten potentially for lower cost credit elsewhere. i really see there technology. we can harness it in a way that creates more opportunities for new entrants, more opportunities for small players.ol right now while dollar lending and credit cards is dominated by a handful of the largest. local banks would be very good at serving people in that market and were looking for more ways to support them in doing that as well. >> i'm going to go to another lame here that is about visa practices. in late september the u.s. chamber of commerce filed a lawsuit within a galley of cfpb to the unfair, deceptive or abusive acts of practices. w

inaccurate credit reports. and talk about improving responsiveness, with credit reporting companies but also what do we need to be doing, what could congress do to address this issue? >> for 3 credit reporting don't face the same constraints a normal business does and consumers are not the customer often. consumers are the product and that's a fundamental failure that requires us to make sure they are taking accuracy and disputes seriously. it is clear that for some of them they are willing to pay the occasional fine or class-action lawsuit but ultimately there is a serious issue when it comes to their incentive. i also worry about the new generation of background screeners collecting data on small businesses or others. and make sure secret dossiers and individuals have rights to make sure they are accurate and dispute wrong issues. >> i will say as a former attorney general dealing with subprime mortgage crisis i can't tell you how many homeowners are trying to work with credit reporting company and they were

he says that the tax credit -- if you do not work, you cannot get the tax credit.ou have no money to apply for it. if you are disabled, i have a disabled daughter who has a son and she cannot get the tax credit because she gets social security which is only $800 a month. he is not getting social security at all. guest: that is a really good point. let me take a step back. last year, when the child tax credit was expanded to $3000 for most children and $3600 for younger children, it was available to those who were not working. so it was expanded to people beyond those that were in the workforce. currently, that is not the case. you have to work to be able to file a tax return, in order to get the tax credit. people who want to expand the tax credit would like to do what you are suggesting. i think it is a big problem. host: let's talk to david on the independent line. caller: i agree with the comment about the taxes a couple calls ago. i do not believe in the standard deduction for child care. i do not believe in childcare or that tax credit. if you cannot afford ch

he says that the tax credit -- if you do not work, you cannot get the tax credit. have no money to apply for it. if you are disabled, i have a disabled daughter who has a son and she cannot get the tax credit because she gets social security which is only $800 a month. he is not getting social security at all. guest: that is a really good point. let me take a step back. last year, when the child tax credit was expanded to $3000 for most children and $3600 for younger children, it was available to those who were not working. so it was expanded to people beyond those that were in the workforce. currently, that is not the case. you have to work to be able to file a tax return, in order to get the tax credit. people who want to expand the tax credit would like to do what you are suggesting. i think it is a big problem. host: let's talk to david on the independent line. caller: i agree with the comment about the taxes a couple calls ago. i do not believe in the standard deduction for child care. i do not believe in childcare or that tax credit. if you cannot afford chil

i just don't see credit to the rescue.a: it's the difference between credit and government bonds. i think that's going to be a major differential next year especially some of the riskier credit sectors. there is a bigger idea here. this year, you tore up the book, and people who are sitting on the losses, you have pointed out what do they do with the losses? do they consolidate by selling or pile more in? that's the psychological aspect we don't understand fully yet. tom: if i am a yield talk, it's a great screen, i'm done 37% in price it's like my austrian peace. look how well that worked out. lisa: tom: it's fantastic. i think we need to be simpler about our bond analysis. i'm just arguing with you because ferrero isn't here to argue with. stay warm out there, this is bloomberg. ♪ >> keeping you up-to-date with news from around the world. in china 37 million people may have been infected with covid-19 on a single day. top health authority some 240 million people over 18% of the population likely contracted the virus in t

quality air is credit, sean levered loans.f you are going to take that risk, take a look at seal those which have more subordination. there are more opportunities invest fixed income markets. you don't have duration risk and the degree of credit risk. katie: not reaching for risk. let's bring you the view from bnp paribas. they are looking for another year of surprises, writing, yields are the best they have been in decades but it's quite possible we widen again at the start of next year. we have had sharp unexpected moves and this will continue. luke, let's talk about that. i want to talk about spreads, how they typically perform in a recession, high yield specifically. 800, 900, that is the benchmark that i've been socialized to expect. but the downturn that we could be heading into, how do the riskier parts of the high-yield market, for example, behave in that environment? luke: the thing that is different right now, we have got inflation which means a recession is still nominal growth. once we get that inflation down, nomi

i think fundamentally credit does not have a problem.ou can look at things at the sector level, at the issuer level, irrespective of what will happen in 2023, i do think we are going into it with a position of strength and i think that fun middle strength visible in liquidity positions, declining leverage, etc., has provided a lot of stability to the market. maybe third factor and a lot of speakers alluded to that already, the return of income and fixed income markets has been a big driver of resilience too. katie: let's talk more about the fundamentals because there was a bank of america note that caught my eye this week. i will redo the quote. for the market overall, we agree and look for resilient ig fundamentals as earnings are supported by inflation and management continues to reduce debt. however, the lack of stress indicates another kind of uncertainty, something typically breaks on a recession. at this point, markets do not know what that will be for ig. coming on this point, the fact there is no stress if you look at the credit

so the credit to the only any that lender credit you may affect? yeah, they're going to be our credited to our credit to some countries like china, india, depth and they have a really bright loan to our country land. these are really big economy, so i think the amount of loans are added to feel like that may not affect the economy. you wouldn't do the, i will be a, some delays in m and a especially if i did turn will be a good upper school and the say bought, i mean some of the lower and real time to be big. but i think it is about do less than 2 individually. i think the government intention is to restructure about 10000000 of by let alone then 9000000000 international. so thank you so much for coming on a sancho. we to think research fellow at the institute for policy studies and sco longer, longer has been heavily reliant on credit lines advanced by a neighbor india to purchase fuel in recent months. but now the government is struggling to secure fresh fuel shipments to replenish stockpiles, as banks are reluctant to accept letters of credit whe

investing in credit suisse?ion: we are not exactly clear on the details of where it is coming from. michael klein, who will be running credit suisse first boston, a renowned dealbreaker and former citigroup banker has had a lot of close ties in saudi arabia and has had influence in bringing them in as a key shareholder for the capital raise. there are definitely some ties and personal relationships that are helping this along. alix: what happens now. when will the spinoff happens? that money needs to be used by credit suisse for other stuff. when will we get the details? marion: they have not guided on this. they are still time to figure out how they will be structuring the spinoff. for the moment it is completely integrated into the bank. right now they are trying to figure out how to be disconnected from the other divisions? how do we create a legal entity to house this and what kind of employee model are we going to have? there are conversations around a partnership model where employees will have a certain s

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for any credit.he card is not yet available, issue a free credit savings card for 120 days without interest. win the most profitable credit card in the country on yandex.market new year's sale. buy yandex.station light for 3.990 rubles. and get a cashback up to 2,000 plus points and pay a quarter immediately from the split, the rest then we have different noses and we endure a runny nose in different ways for different requests. rhinostop extra is active from 25 seconds. to each his own or stop. check your credit score and get approved for a loan, compare if credit, then comparing the show superstar comeback season 3 today is the day of one composer naruto artist russian genius alexander it will go wrong. and on the contrary, i liked it. you are mine, and i was sitting yours, as if spellbound, i was dancing all of a sudden, i didn’t like it at all. lera, get used to already baba yaga against a friend boldly unexpected emotions of the head return season 3 this is me with you premiere tomorrow at 22:20

and the child tax credit. my friends on the other side of the aisle, apparently all 50 of them said no. they were not willing to do that. we offered to make these changes. we're saying they just need to be part of a balanced tax package so working families aren't left behind in this new tax law the way they were with the huge corporate tax giveaway of 2017. we're in the mitsd, mr. president of -- midst of a manufacturing renaissance because of investments we made. we need a tax code that supports american manufacturing and rewards investment in research and development and we need a tax code that supports working families and their kids. investing in children now, making sure these families have money in their pockets to keep up with rising costs, weather financial emergencies, and for the basics in an economy where the inflation is too high. it's a smart policy, it's a win, win for georgia and ohio. one in four kids living in rural ohio are left out. in ohio and kentucky, one out of three kids is left out. we

credit suisse is going to capitalize on that until this is spun out in a larger way. see that knowing where some of this money comes from is welcome news to investors after a sharp selloff in stock. you're seeing some gains on the back of this news. jon: for the crown prince, there has been a very big plan to invest money in a lot of different areas around the globe, which is another consideration of this possible deal coming together. sonali: it certainly is. one thing people don't realize about credit suisse bank in particular is that not only does it have a fairly significant u.s. presence when it comes to loans and the private equity industry, but it has a very massive presence in asia. a lot of that was historically tied to the wealth business, as it pertains to credit suisse and the capital raising they do for, for example, chinese ipos. it has not been as robust for many reasons in the last couple of years. they do have the infrastructure there to pick up as it comes up again. it's a pretty rare chance to invest in investment bank from he has done a lot of work

repositories, increasing the likelihood that their consumers will remain credit invisible, and crediton score-able. >> thank you. thank you all. thank you mister chairman. and my challenge to senator warner in terms of increasing the weight given to diversity inequity in the fbi siding. thank you. well >> thank. you senator toomey has a couple more questions -- >> thank you mister chairman. let me begin by observing that i began in the house. i appreciate the view of house members in regards to this chamber. despite that, congressman donald was polite enough here to come over here and testify. to all of the witnesses, who have been very patient during a discussion that may not have been central to what we were going to be talking about i would like to thank you for your patience. i would like to bring it back to a discussion of an aspect of the cfpb's policy. what i'm specifically referring to is, it strikes me as kind of shocking that the cfpb applies this disparate impact theory to ottawa ending. congress demonstrates exactly what it thinks of this by repealing the rule. then they t

credit metrics, the impulse credit measure, broad credit support for the chinese economy. it's turning. is not like 2008-2009, is not a whatever it takes strategy. but on a targeted basis, fiscal and monetary policy, regulatory policy is all being eased. now it's going to be bumpy and there are good to be challenges along the way. the global growth environment is in slowdown mode which is not great for asian exports as well. it's not straightforward but if you look around the world, it is really that north asia zone you are focused on is maybe being a bright spot next year. japan will be the only major advanced economy not in recession in 2023. it's cyclical recovery potentially underway in china with significant implications for hong kong, taiwan, korea as well. it's that area of the world economy where i think there is a meaningful disconnect between how we see economic trends playing out, versus what valuations look like today and what is discounted. tom: interesting analysis, joseph. but we are running short of time, so we will get you back on in the new year to stress

i would love to see the child tax credit extended. from during covid and the pandemic to be extremely effective for child poverty but to provide benefits single people up to $115,000 per year married couples up to $150,000 per year which it helped that inflationary impact especially with the. >> he expanded child tax credit boosted at $3000 up from $2000 and the monthly payments that were happening for six-month from july 2021 through december then the second half was filed on the tax returns but you said that was extremely effective. how do we know that? >> we know from the joint economic committee that really determines we reduced poverty by 40 percent it was especially effective for african-americans and hispanic families. and in addition to reducing poverty we saw the family in particular think about it kids don't work that people used it on school supplies better nutrition for kids, childcare which we don't have a subsidy for.-t and long-term we always recognize this is a very efficient investment because actually dealing with th

in the next hour, we will speak to the credit suisse chairman. bloomberg. ♪ millions have made the switch from the big three to the best kept secret in wireless: xfinity mobile. that means millions are saving hundreds a year with the fastest mobile service. and now, introducing, the best price for two lines of unlimited. just $30 per line. there are millions of happy campers out there. and this is the perfect time to join them... add a line to your existing plan, or see for yourself how easy it is to save by talking to our helpful switch squad at your local xfinity store today.

of credit.ber fed rates go up, your home equity line of credit is going to kskyrocket. so come back to earth, if you don't have the cash to pay for it, don't buy it. >> we are on earth thanks to you. thank you. >> be well, merry christmas, suze. >> thank you, happy holidays. >>> does a 1987 station wagon count -- >> don gets fancy used cars. i'm like old toyota right here. there's new data this morning on whe when cancer is being detected and diagnosed in the united states. >>> and remembering deejay and dancer twitch, died by suicide. when they're sick, they get comfortable anywhere and spread germs everywhere. wherever they rest protection noing kills more viruses, including the covid-19 virus, on more surfaces than lysol disinfecta spray. lysol. what it takeso protect. (brent) people love subaru just because it stands for much more than just a car. (vo) through the share the love event, subaru retailers have supported over seventeen hundred hometown charities. (phil) have i witnessed and seen

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than a credit card.t's not rowing against all your spending. it's only for single transactions and it has a fixed installment due. we think genuinely speaking if more consumers 10 years from now have debit cards and use this for occasional purchases, we will see a better world. losses on portfolios are tender 20% less, so i think that is kind of some indications of this being a healthier form of credit. but it is still credit, right? let's be clear about that. ed: you just posted third-quarter earnings. improved order on quarter but year on year worrying. yet you have a goal to push profitability. how do you ensure, reassure your investors that you are on the path to profitability? sebastian: last year obviously investor sentiment very different. everyone was asking us to lean into the future and was rewarding us, right? looking back now if you think about at that point in time where we were at, they were consuming about 2% dilution on an annual basis. it wasn't crazy but there's obviously a business cha

tom: felix actually has got some major credit here.y are going to make changes in the index to equilibrium. jonathan: let's say they stop price waiting in the index. let's say they start market cap waiting. i wonder how much more money that would attract. my problem with the dow -- tom: the journals talk. jonathan: it is not about whether i think it is going to be up or down, it is the construction of it and that given the last 20 years and this massive shift over the last decades cynically, there is just not that much money indexed to the dow. tom: it is cultural, but the gap has gotten wider in the last year. >> i get it. you want to know where the market is. you want to know where the dow is. the way i've described it, it is like asking for the weather for a town that people don't live in anymore. it kind of doesn't make sense to me. tom: where we are going to be in 20 years on this, i figure we are going to be dashed jonathan: clearly things have shifted, but it wouldn't be difficult to update this and change it. 30 companies are a

where credit is due. a businesswoman has always kind of fashioned herself as a champion for songwriters and for giving songwriters their credit where it's due. >> i'm in the get away car, left you not motel bar. >> took the money in the bag and stole -- took the money in the bag and i stole the keys, that's the last time you ever saw me. >> it shows you the complications even taylor swift who is certainly an advocate for her own song writing authority is herself kind of roped into this. >> the difference between cultural appropriation and cultural appreciation is credit. if you like something, pay for it. if you like that shirt or that design, pay for it. >> young lady who is mid 30s, couple kids, recently went through a divorce. she had a lot of questions when she came in. i watched my mother go through being a single mom. at the end of the day my mom raised three children including myself and so once a client knew she was heard, we were able to help her move forward. your client won't care how much you

laura: they managed to save some of last year's extra credit. congress let the expansion expire, and this year their benefit will drop from nearly $11,000 to roughly $6,000. >> most of the time we are very much waiting until the end of the month to determine whether or not we have what we need for the next month. laura: it is a struggle she lives at home and sees at school, where the return of financial stress is evident in student's clothes and on their faces. >> it shou not be crossed finger, say a prayer pipedream to hope i kids would have the basic things that they need. and that their families would have the ability to take care of them without lying awake at night wondering what catastrop might send them spiraling. lisa: columbia university's megan sees millions of experiences in the national data collected last year. >> the evidence here is really clear. on balance it was a really good thing for kids and for their families. the expanded child tax credit helped reduce child poverty to the lowest level we have ever seen in this country. lis

the child tax credit policies, that will come out of the tax committee. so there are other things that republicans want and all those things will be on the table. >> you're a member of the ways and means committee, tell me what an extender is and why it's something that comes up at the end of the year every fiscal year . >> we provide, people think that the only article spending that occurs is done with discretionary funding. but in fact, there are many tax benefits that corporations and wealthier americans experience. we have tax partitions that benefit for example electric vehicles, other kinds of innovations and sometimes they are put into law only a short time and then we have to do extend those provisions in order for them to carry over. we have built our things related to health care that are e on extension so some are things that both parties really want to see extended and some say you need to die and those are the dates that occur during these kind of lame duck session so we will have something, there's something republicans will want and we will

at compare if credit, then compare we jump in.inal sale of the year for ozone foundation for 169 rubles. corn globus for 29 rubles. tv for 6.99 rubles. will offer a credit card solution for the possibility of a pharynx with discounts of up to 50% work falls asleep wakes up chilaud tonics and lemonade. try. an apartment in moscow is just right, two three in total three purchases from 1.000 rubles. for any credit. sberbank. this is your chance to win an apartment or a cash prize. and if you don't have a card yet, get a free credit savings card for 120 days without interest. win the most profitable credit card in the country. let's wait and see what the new head of petrograd is like, from now on all cases of smuggling and speculation are at my disposal, personally all major raids and thefts were coordinated with me. the main thing is to do everything. there is quiet. i have a smart girl, but you take a lot, but not the last. i do without mokruhi two men aged one with mustaches. you really chekist really sit. but i am sure that he is

even by the sba program playing an important role providing credit to the smallest under banked small business owners and entrepreneurs in fiscal year 202245% of all microloans went to women-owned businesses. 14% to hispanic owned businesses in 35% black-owned businesses. they generally have the most difficult time accessing capital elsewhere. one third report they've been able to find acceptable financing from other sources. these programs are critical in addressing the existing credit gap of the small business owners in particular. i look forward to hearing from the witnesses about how we can improve these programs and adopt innovative solutions to provide access to capital to those currently left out of the system. the hearing will also explore two recent changes proposed by the sba. we saw all too often that the small businesses didn't have the same financial connections and resources as larger ones did and they were excluded or had to wait a longer time to get their help. it's important that we recognize these inequities in the programs and small business ecosystem more broadly.

and the equal credit opportunity act. a fair, open, and equitable marketplace promotes economic health and wealth for people, communities, and the greater society, solidifying our position as a global leader and making our nation stronger. the nation's history of discrimination, segregation, and financial exclusion reverberate to this day, having massive consequences in the lives of every day americans, who simply want to use the services that are necessary to fully participate in our economy. congress has done well to pass hard-earned legislation aimed at preventing this history from being repeated. but more can be done to close loopholes in our civil rights enforcement infrastructure. to better protect people of color and other marginalized consumers from discrimination and financial services. be fair access to financial services act is an important step in the right direction and we look forward to working with the committee and members of congress on this legislation. >> thank you, miss rice. -- >> thank you very much

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position for banks as long as credit, the underlying credit worthiness is pretty good. >> one of the things we're seeing, though, is banks are having a hard time off-loading -- you're seeing hung bridge loans, really the demand for risky credit at virtually nil at the moment. ccc issuance has been close to zero i'm a bit more cautious on the banks. higher rates do help remember what nim is going to follow, net interest margin is the inverted yield curve. >> the banks seem to trade on this two-year, ten-year. however, that's not the way the net interest margin works. the duration is nowhere near that. >> isn't that a function of the fact that deposit rates haven't gone up yet. it takes banks to -- >> definitely there's a lag, and that will -- right now, if you look at the short end of the curve, that's a huge spread for them >> for now >> which yields me to this question. >> it's your show. >> 3.47% is about where we are at the ten-year yield. what does that tell us. >> headed lower. it tells us growth is slowing. the front end at 4.25 tells us inflation is still a problem that's not

i don't use credit cards.is good for having good credit but i think people need to stop relying so much on credit cards. they are paying these high interest rates which will only inflate their debt. it is a lose/lose situation. is there any other alternative for people stuck in that place? >> some people get second jobs. we're seeing a lot more americans getting second jobs because the paychecks they get from the normal jobs aren't keeping up with the 8% inflation that we saw in 2022 under joe biden. again, the root of the problem here is people do have jobs. they are working. they are working 40 hours a week but their paychecks aren't -- as you said, when your paycheck goes up by 5% but costs go up by 8% you are falling behind. 2022 was one of the worst years for family incomes in terms of after-inflation take home pay. it will be something now the fed will have to deal with, julie, by raising interest rates even further and that's going to put a damper on the economy in 2023. i'm not trying to be a humbug bu

we probably turn back into credit markets. really taking prudent steps and trying to diversify where you are investing. this is one asset class where the metrics are looking at it now to move forward in that direction. also equities could work into solutions with the downside risk and everything that is long for us, market neutral strategies. you are sort of catching from these very strong macro themes that are impacting the economy. francine: how do you play the currencies? you are bearish on the euro. what does it take for you to go higher? tatjana: i think the euro is priced to state week for some time because even though the ecb is more hawkish, they are looking into how far they can go given the high cost of living and given the -- in the european union. for a longer period of time, i think the euro will have difficulties. i think it will remain strong. it might not get much stronger, but there are not a lot of reasons to bet that we men strong against europe. francine: thank you. tatjana puhan, deputy chief investment of

one credit represents one ton of carbon emissions. the math looks simple. one negative, this one positive equals what's called net 0. but what you're saying, joanna, is that equation doesn't really work. so it is really important that we understand that there are 2 very different types of carbon, and this is fairly talk a while, but his fundamental, so we have a phosphate carbon. these deposits that are locked under ground for millions and millions of years. and then you have the biological carbon, which is this more dynamic carbon, the flows around trees, vegetation oceans, and he's dynamic, it changes, he goes from one to the other. but what is soon the mentally the claim of crisis is that the am locking of calcium carbonate bussey that took millions of years to recreate that been our beam baron in the shape of petroleum gas or a co m. m. massy the scale. and in a short period of time. and that creates an impossible imbalance for the earth capacity to deal with it, to absorb it to, to regulate. if we don't stop burning petroleum, oil and gas, we are not a

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credit card companies only give you a certain amount of time to open a dispute. chase says you must dispute within 60 days of the transaction first appearing on your statement. that's an important distinction to understand. especially when you prepay for things far in advance, like travel. they will likely contact the business for its side. business. the company mid-i gator said 78% of company fight back so make sure you make your case convincing. so how long will the dispute take? american express says most are resolved within a month although complex cases could require additional time. discover said 30 to 60 days. if you lose, the charge will reaappear on your statement and you can start having interest from that point. you should not pay interest during the time the credit card company is investigating. disputes like this are pretty rare. they said fewer than 2% are ever disputed. but you have a pretty good chance of winning. for every ten disputes, five consumers win and five sellers win. >>> we would love to help you if your consumer issue has hit a road bo

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he will always give me credit. he was always give me credit. i talked to a lot of my friends and their relationship with their senators. they are always in awe that some senators will vote you a side to take credit for what you have done and not sure that credit. he shares the credit and puts other members out front to make sure they get credit for work. that is a role model. greta: when you told me you were going to step down for congress, what was his reaction? rep. bustos: he understated. -- he understood it. i'm under the belief that if any -- any of us can be replaced. when my dad, my dad is as busy as he was in his entire career. a reporter, five day week column out of the springfield newspaper for 10 years. work for two governors. when my dad left government and went into major league baseball for the last five years of his career, i thought by the time -- i doubt he would never retire. when he hit 65, he was done. he was say, there's nothing worse than a has-been who does not know it. i do not think i am a has-been. i am young enough, h

for any credit. sberbank. this is your chance to win an apartment or a cash prize.you don't have a card yet, get a free credit savings card for 120 days without interest. win the most profitable credit card in the country of mikhail krug set your death slander the wolves i will fight to the end for a long time before killing the authority and the krug began to ask for money for this authority mikhail krug on sunday 6:00 pm on ntv oh, lily i don’t know, but you don’t hastened. you well, you know these people all so unexpectedly quickly. yes, it's all right. you know i'm in good hands still rushed. and you envy me i'm lil are you out of your mind? i'm just worried about you. you think with your heads, comrade colonel, if everything was according to the law, hell would we get here. and in general, who could issue the decision. on what grounds viktor pavlovich well, i don’t know how to unsubscribe, well, let’s think of something, colonel, look, what i found what it is, when someone enters the room, the recording turns on and the owner receives an alert. damn i wish comr

i want to beat debit with credit. you are absolutely right.ht in front of you so that in the end this issue will be closed. hello hello good hello i cant talk i hope you cope with your problems, because our colleague needs help just like you once did. hello, let's meet me. please come in. sit down. i would offer you coffee, but it 's mine. the assistant comes to 9 all she has there. usually he doesn't come to me so early, it's okay. thank you we stayed up all night just couldn't stand what else she did, stealing extortion. no, we've come to find out what we need to do. seriously, well, yes, of course, let's go completely to the girls who fits perfectly into our family. we already have an adult son, but he grew up and fell out of the nest, so to speak. and there are still forces. well, what are they missing, or what ? do you really understand? no? if you think we're kind of young, then you know. volodya the main thing they will take care of, i know. the main thing is that we have our children, we don't have any of them, let's go to denis olesya