and this is basically part of a new process that's going to make it easier for members who use credit karma to know which loans they could potentially qualify for before they even apply now the benefit to credit card companies of course is that they can bring in potentially new borrowers it could streamline the loan approval process and the benefit for credit karma is that it is exactly in line with their everyone benefits business model for say analyze your credit score they recommend products that are intended to save you money and then if you as the consumer buy that product in credit card credit karma rather gets reimbursed by the lender who's product was purchased so this could be certainly certainly beneficial for credit karma and credit card issuers but yeah you might not have to get all those dings on your credit reports for doing things that you are checking molly what are the changes that are proposed for these fica credit scores. well it's interesting it's called a new opt in ultra fica credit score so basically it's going to roll out start rolling out rather in two thousand one

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