the comment period not close in june and agency received 44 responses from individual credit unions credit union trade association and other interested parties. insights derived from the responses divided by stakeholders will be essential in shaping any future efforts in this area. as noted in the rfi, ncua does not plan to use information collected in the examination and supervision of individual credit union spirit any requirements for credit unions associated with climate-related financial risk would require changes to existing examination and supervision procedures and approval by the trend for board. the credit union system remains well-capitalized, stable and well-positioned to handle various economic possibilities. the traveler continues to monitor for any material risk including climate-related financial risks to credit unions perfect and help us to build at the national credit union here thank you for the invitation to testify before you today and i look forward to answering any questions you may have. >> thank you. ms. benatar, you are recognized for fiber. >> one, ranking member

and because he asked the collaboration of thousands of credit union, so of course the current to create an inch deep not to the crime. we have to be very clear about the about the fathers and grandfather. as i read grandfather's, happy li assistance, the german team, they're harder than crime in the matter and brutally murdered hundreds of thousands of jewels. and when i hear the news nowadays about v needs, i bought the key of both other places in ukraine. the 1st thing which comes to my mind is the whole. of course, the gold happened to those innocent jewels who were rude to be murdered by the germans and to credit unions. and i think i'm sure as a story with adult, a big fan of the cranium, the scope of the mess mode or of jewels during total cost would never have reached such big already been numbers. 6000000 jews murdered in that period. $6000000.00 plus. but we should point out as well, professor strong for interrupting sure it's more due on media and some of the storage if it's a 1600000 degrading in jews. well, mazda due to the market and torture before the murder by germans end

the other thing folks can do and not every fed has deep financial reserves, a lot of credit unions thatave worked with military families and also federal employees, they have some programs. they differ, sometimes they can be no cost or low-cost loan or other programs you can inquire about because they recognize they are civil servants and this is a realistic threat every year. the advice a lot of financial advisors has given is explain your situation, whether that is through the credit union or you -- your utility company. it never hurts to be honest about what is going on and explain your status. it never hurts to ask and over communicate that. host: you have an article in the federal times, federal agency contingency plans lay the way for shutdown notices. tell us about the contingency plans. what is in them and is every agency required to have one? guest: each agency has a contingency plan. they are publicly available and you file with the office of management and budget and there is a webpage. i encourage people who have questions on where they fall to check those out. they are pret

what an honor to be representing penfed credit union.the penfed,ident of ceo of the penfed foundation also the presidency of the penfed credit union. i think what to represent tonight on behalf of the credit union and the foundation is a commitment to service. as a former military officer i learned at a young age come out of west point what it meant to train menes and women to go into harm's way oneh behalf of a nation.na and they learned after graduate school during my time in the pentagon how we can never forget the men and women we ask to go into harm's way h to fight on behalf of our nation. so we are here tonight because of the penfed foundation, we don't just thank veterans for their service, we demonstrate that through our actions. twoou years ago as general votel said during the tumultuous pullout of american troops from afghanistan we knew our afghanistan allies were in danger. the women you are about to meet are just a few of the courageous afghans who risked their lives to serve alongside our u.s. troops. these women, numbers

where you can with frontier is actually emotional. sierra horses are not really satisfied federal credit union finance is so nicer is retailer for so if i mutual cannot cut the auto payments, if it comes to sweet deeds in the villages, it's about that i'm from the only the top cover for the sure me a holiday news you with a new so this is banquets. mm hmm. you see it is a hardwood with these near with i believe. but this really yes miss will or to the that's the city. you said not last. i'm stuck loading at least a bullet that doesn't, that's loose. i mean, guess of me. i brought to my getting which they were still reaching are if you have to, when i to little now what i knew from the 1st lot grove, most new do properly. you know, to go to the safe if i am the, you know, to, to the bottom line due to the, the, to, to po does, this is oh this is to those phones got lost for you. was this the new to your really? but that was the culture sweet bogus, the if use those nesa, isabella funeral. here's the new student ready read fairly quick, stuck with what should be? no, no, no, with the the the los

impacting your business, and how is it impacting your customer, mid-sized and regional banks and credit unionsn interesting time in banking. a lot of people refer to what's happening to regional banks a crisis. i wouldn't call it a crisis. in the report you just shared, for example, the outflow of deposits, much of that is attributed to the fact that there was a big inflow of deposits when stimulus checks were going out. a lot of balances increased and consumer accounts and business accounts with ppp. now that money has been spent or is being spent, and so there's a drain on those deposits that have been made over the last couple of years as a result of the covid stimulus money, and couple that with what's happening in general, with regard to banking. so a lot of concern about commercial real estate. when you look at the regional banking space we served as opposed to the tier one banks, most of our financial institutions are not big into office space. they're in to commercial real estate that look like manufacturing facilities and warehouses, those types of things, although, there is certainly

the -- credit union had to shove down because of the prosecute chemical and is there.een the developers say it is on the premesis. so this is and i don't know why we would give less weight to a member of the public why do we have the public testimony if we will not listen to it? for one and second, is -- the same token say the rule you should listen and people say should listen to the city agency and the experts. but we have experts on both sides and when we heard the experts and dtsc say, even before we got this case. public the -- community is concerned about safety is our priority. and they go off and do somethingel. we expect them to do the soil vapor extransaction and do something else. and then the board of supervisors says. -- take this action. take action and the other thans from the planning department was that's dtsc's issue. our ordinance may be that that's not our jurisdiction. this is before us. ands this is something we can't just ignore. so i believe would the appellates met the upon standards this is an extraordinary case and we are would be right to pr

that person for a lot of the to the city of research and it doesn't know what i'm gonna run your credit union for i'm not is through the dirt. those are pretty nice. thing is i can believe it's not always, doesn't the scene in the hospital with us you too much. do you want me to stay? yeah, just like it does, but for sure. do you want to test the doing? i mean it was, if i do this, a lot of this thing you just spoke to tanya. then you went to the home. i left the room and i feel i'm able to do this. what am i gonna find? you might be a little bit more quotes for the task force whose name was through. it doesn't really suggest as soon as i choose disney. next we simply want to time it is all a there's a download on the start. let's go to to move on to 9. a trust that gives us dollars. um does it the machine yours or edit the new car in your garage and it shows the serious part of the search is here really close to in? yeah, we moved and i think that's 3. 0 my the push up. so your name would set the ups you for the patient doesn't put into that's the lowest. oh, i wish there were enough who let

we mean, little credit union can, it keeps it positions with how to perform best on kind of get decided, both united states. we say above, you will be in union countries with the weapons of your britain union. so is out that, that deliberately, over this, the weapons, they wouldn't have to be a possibility to keep the, the positions now to rush as far east, where the north korean the, the highest. but with the rushes defense minister and a movie, everybody's outside the city. like they lost the touring associated them, russian aviation came young own on his delegation, were on the 1st stuff of sites that it shows you. you're still heading to enable and face later on. 5 of a kid was shown come by as off the roof is as was ship based efforts and to the re, me thing comes on the heels of his visit. so as it gets more steps, the closer to that way you have. so if it wasn't present by the foot in level 5, i was on the financial consultant line to the tv analysis visit. was a message about the story, ties that exist between the neighboring states. i think what the restaurant wants to do is to

we need little credit union, can i keep that position with how to perform best on kind of get this sorted populated states that say above you will be in union and countries with the weapons of europe in union. so is out that, that the deliberately over this, the weapons, they would never be a possibility to keep the, the positions passed away. we are continuing to follow from south africa where more than a 1000 residents of a 3 story building, helping left homeless. after a fire on the outskirts of johannesburg, it comes just a fortnight to offer a deadly phase and goes to another nearby property. all. so here's our teeth, new lives we can get with more on watson or he said she also had this fixed emergency services has responded to a fire incident full as a see story high deductibles in cuba and muscle tone. so had a specific date was holding is not far from the 1st fire that took place 2 weeks ago that came to more than 70 lives. we manage to speak to the, to how to switch to, to manager. and this is what they had to say. we started to set space that they might be some form of sabotage.

they're not really are, we mean, little credit union can keep that positions with out of them based on conduct is decided both united states. we say above you will be in union countries with the weapons of europe in union. so is out that, that the delivery of this, the weapons that wouldn't, that wouldn't be a possibility to keep the, the positions now to us as far as to why the north korean need a, has met with the russians defense this. so i have a minute if you add base outside the city of that level stuck story. and since even russian aviation came young and his education were on the 1st stop on the side started a show, you do go ahead and just to enable based later on sunday. okay. but was come back as well. no, cuz it was ship based efforts. and the tillery let me thing comes on the heels of his visit to rushes of tuscany close by. we have to live rushing presence by the inputs in level 5, unless i'm financial consultants. i'm deal viani says the visit was a message about the sort of ties that exist between the neighboring states. i think what the restaurant wants to do is to sho

visit the three big credit unions and fourth post fewer details on social media. sharing specifics about your life dares a pretender to impersonator. raging about a bad cell carrier feels good but it discloses a nugget that might help age poster impersonate you so don't do it. step five, insurance. >> consider identity theft coverage or insurance. >> reporter: before you buy check to see if you already have it. some homeowners and renters policies include coverage and some credit card throw in i.d. theft protection as a perk. >>> a major declaration for president biden, the president climbing that climate change is now a bigger threat than nuclear war. the president made those comments yesterday in vietnam. he was referring to concerns raised at the g-20 summit in india that global temperatures could rise rapidly in the next two decades. the president also says wealthier nations need to support the rest of the world to fight off climate change. >>> kilauea is erupting again on the big island of hawaii. take a look. this is video from earlier this morning as lava s

course, but also with the collaboration and because he asked the collaboration of thousands of credit union. so of course the current to create an inch deep not to to try. we have to be very clear about it, but the fathers and grandfather said great grandfather's happy lead. assisted the german in the heart of the crime in matter and brutally murdered hundreds of thousands of jewels. and when i hear the news nowadays about v needs, i bought the key of above other places in your train. the 1st thing which comes to my mind is the whole. of course the gold happened to those innocent jews who were brutally murdered by the germans and do crating it. and i think i'm sure as a story with the big fan of the gradient, the scope of the mess mode or fewest during the articles would never have reached such big hardy but numbers. well, a false top court has to be got a hearing into the doping condo as the involving russian figure skater, camilla valley of which rocks the 2022 winter olympics. okay. is, is a 100 in the city of them is. yeah. and is scheduled to conclude. ready on thursday, the decision m

and because he asked the collaboration of thousands of credit union, so of course the current to create an inch deep not to to try. we have to be very clear about it, but the fathers and grandfathers, i read grandfather's happy li assisted the germans in the heart of the crime in mother and brutally murdered hundreds of thousands of jews. and when i hear the news nowadays about v needs, i bought the key of above the other places in ukraine. the 1st thing which comes to my mind is the whole. of course the goat happened to those innocent jews who were brutally murdered by the germans and do crating it. and i think, i'm sure as a story with the big fed, a few craniums, the scope of the mess mode or fuels during the articles would never have reached such big already been numbers the implications. again, it's kind of the have been mounting as a south asian nation nation of, so lanka says the north american country is a safe haven for service. so i'm just something different. i made those claims admitted. they provided a dispute between canada and in the over the ledge of killing of a seek, s

if they want to go further in the head being the war in new credit union, army and young governments. so i think is this a lake of democracy for a country like crohn's viewing the locked up for us on seeing the world? so i think the people are against this war on the web thing very strongly. but of the sanctions navy pulsation, i have to remind you that our minister of going to meet with the matter said that to you, we put the need of the russian economy on the ground. i mean, the fact we are styling, we have the liter of gas for the, for, for the, for the car to your all the liter. um they want to close the price of, of the gas, which is not possible legally. i'm technically me any advice to speak, and so is this way to get your take on the situation. felipe deville attorney at law, thank you again. you a hundreds of people violated between a father whose camp is alone, friday to so suppose the ruling governments, one year after it came to power and a to demonstrate this was seen, waiving became to be flags and holding pictures of the country's military lead during the celebrations t

really of course, but also with the collaboration and to he asked the collaboration of thousands of credit union. so of course the current to create an inch deep not to the crime. we have to be very clear about the but the fathers and grandfather said great grandfather's happy li assisted the germans in their heart of crime in matter and brutally murdered hundreds of thousands of jews. and when i hear the news now a days about v needs, i bought the key of about the other places didn't do a crane. the 1st thing which comes to my mind is the cost of what happened to those innocent jewels who were brutally murdered by the germans and do crating inch. and i think i'm sure as a story without a big fan of 2 craniums, the scope of the mess mode or fuels during the articles would never have reached such big hardy both numbers. and as, although i try to downplay the incident, it does actually turn out that kind of goes relationship to the far right runs even deeper. there is a record of support to ride when goes all the way going back to world war 2, to modern new parade. if you don't believe me, have a

actually facing the annihilation of all mankind just on a, on a gamble, play in the conflict to no credit union because of the single didn't know, but it's a she got the initial have missed the critics even himself. and he forgot to leave the foot of me. have lucian, so can you give me a list of yes, novel solutions on either side. and that's the way visiting by the rules that i sees the concept for to see just just i've seen the city photos radius, but i'm not, i'm yes, the gloves and all of our full support. different i seen bus pushing the last incident, thoughts as i had to push it off. i thought i just spoke with re smith at the center. we just liked previously conflicts, but i'm going to be divinely stuck at the book. if not, everything's thing isn't on peter's, i still got extra staging and you have put in the stuff notes on me and i see him not yet, cuz i've seen him. i do still nationally that i'm from the set that leads to shame the release of come to the russian states. never as tight as i'm one of the most sense community best. most all sense and up the, in the 65 to 5 must be the o

primary of course, but also with the collaboration and tells us the collaboration of thousands of credit union. so of course the current to create an inch deep not to the crime. we have to be very clear about the about their fathers and grandfathers and greg grandfather's happy li assistance. the germans in the heart of the crime in modern, brutally murdered hundreds of thousands of jews. and when i hear the news nowadays about v needs, i bought the key of about the other places in ukraine. the 1st thing which comes to my mind is to hold on a cost of gold happened to those innocent jews who were brutally murdered by the germans and do crating inch. and i think i'm sure as a story with the big set of new craniums, the scope of the mess mode or fewest during the articles would never have reached such big hearty but numbers. while the implications of god's canada continue to mount. now the south asia nation of straight line coast as the north american country is a safe haven for terrorists. that's what length of stopped people have had made those plate and submit a diplomatic dispute between cana

potentially facing the non elation of all mankind just on a, on a gamble, play in the conflict to no credit union because of single didn't open it to a cheap. that's what ended up mr. critics. even himself, with the people got to lisa for me, a lucian. so can you give me a list of yes, novel solutions on either side. and that's the way to be seen by the goals that i see the concept for to see just because i've seen that beauty photo frame. yes, but i'm not, i'm yes, the gloves in the 1st the 1st before i seen bus pushing the of those dates and the thoughts as i had to push gloves and my pulse. i thought i just spoke with the smith at the desk, sending me decide previously conflicts, but i'm going to be divinely stuck at the blue book. it's not that everything's done, isn't one fit, as i still got extra start, you can see a pretty i'm a self notes on mute. i see him not yet, cuz i've seen him. i do still national reading. i'm kinda upset and these projects the more expensive and i'm here to plan with you. whatever you do, do not watch my new show. seriously. why watch something that's so different

and because he asked the collaboration of thousands of credit union, so of course the current to create an inch deep not to the crime. we have to be very clear about the but the fathers and grandfather said great grandfather's happy li assisted the germans in their heart of crime in monitoring brutally murdered hundreds of thousands of jews. and when i hear the news now a days about v needs, i bought the key of about other places in ukraine. the 1st thing which comes to my mind is the cost. and what happened to those innocent jews who were broken the murdered by the germans and do crating inch. and i think i'm sure as a story with the big fed of the cranium, the scope of the mess mode or of jewels during the articles would never have reached such big hardy both numbers. and that's also a try to dial and play the incident. it turns out kind of those relationship to the far right does run deeper. apparently with a record of support, right? weakness from world war 2 to martin ukraine. you should read more about about the details enlightening and disturbing online for you right now. but her

and because he asked the collaboration of thousands of credit union, so of course the current to create an inch deep not to the crime. we have to be very clear about the but the fathers and grandfather said great grandfather's happy li assisted the germans in their heart of crime in matter and brutally murdered hundreds of thousands of jews. and when i hear the news now a days about v needs, i bought the key of about other places in deal crane. the 1st thing which comes to my mind is the cost of what happened to those innocent jewels who were brutally murdered by the germans and do crating inch. and i think i'm sure as a story with the big fed, i'll feel cranium. the scope of the mess mode or fuels during the articles would never have reached such big hardy, but numbers for a while also tries to scramble out of the spotlight, pin the blame on the apparently expressed shock that this could have happened inside of this relationship with fix those problems deep from world war 2 to modern . you've trained archie called on corporate still the russian media broadcast an interview with the com

really of course, but also with the collaboration and to he asked the collaboration of thousands of credit union. so of course the current to create an inch deep not to decline. we have to be very clear about the about the fathers and grandfathers and greg grandfather's happy li assisted the germans in the heart of the crime in modern, brutally murdered hundreds of thousands of jews. and when i hear the news nowadays about v needs, i bought the key of above other places in ukraine. the 1st thing which comes to my mind is the whole. of course, the gold happened to those innocent jews who were brutally murdered by the germans . and do crating it and i think i'm sure as a story with the big fan of the cranium, the scope of the mess mode or fuels during the articles would never have reached such big hardy, but numbers. the implications against kind of the just keep on mounting this time now. the south asian nation of for lanka, says the north africa, excuse me. the north american country is a safe haven for terrorists. so like, is that top diplomatic? made those claims about a diplomatic dispute bet

was hailed as a credit union. i'm canadian hero, would fall to gaze quote, the russians in world war 2. that was in reference to the read all me which incidentally had baffled the fed right with kind of the as of ally. meanwhile, the canadian immigration minutes, as, as it's time to come to terms with the condition of leap off. but those will open for those to terrorize you while the victims will refuse protection canada has a really talk you through with not cease in canada. there was a point to now history when it was easier to get in as a nazi then it was as a jewish person. i think that's a history we have to reconcile to and it doesn't seem a lot has changed. so it's, i'm back in 2020, and the canadian said you oakville a police investigation was opened off of that was not seen. well, monument was scrolled and us done. my mom, commemorating those with the, with the good, let's see a s s division between bob barrett cannot see unit based and ukraine and prize. they have been cleaning, collaborate. this must ha

the other thing folks can do and not every fed has deep financial reserves, a lot of credit unions thatave worked with military families and also federal employees, they have some programs. they differ, sometimes they can be no cost or low-cost loan or other programs you can inquire about because they recognize they are civil servants and this is a realistic threat every year. the advice a lot of financial advisors has given is explain your situation, whether that is through the credit union or you -- your utility company. it never hurts to be honest about what is going on and explain your status. it never hurts to ask and over communicate that. host: you have an article in the federal times, federal agency contingency plans lay the way for shutdown notices. tell us about the contingency plans. what is in them and is every agency required to have one? guest: each agency has a contingency plan. they are publicly available and you file with the office of management and budget and there is a webpage. i encourage people who have questions on where they fall to check those out. they are pret

. >> it was from a credit union.hose credit unions. >> so when do we stop having this conversation, then. >> when i say so! and when does the market move on? >> not this conversation, the larger conversation. >> no, because i feel like we're headed for the end of the inverted yield curve: everybody claims it would it would be horrible with the inverted yield curve. i actually am stuck with the facts, and the facts indicate that there's still a lot of good out there, it's just that you have to pick and choose. retail tougher, industrial not bad, even though the stocks aren't out. look, obviously youth is bad. some of the drug stocks good, health care. i'm just trying to present it as in other time. you were around the 80s and 90s, i think. >> certainly was in the 90s. in fact, i was working here for much of the 90s, yes. >> so there were three rallies that we had during interest rates going higher in the 90s. three considerable rallies. >> we had a significant one called the tech bubble where rates were still quite hi

legoland crisis we had in's and we had some of these molar credit issues taking place, smaller local credit unions that have defaulted, just a few of them. are you worried about that spreading in korea in light also of what is going on in china? heenam: let me explain this way. the legoland case, as mentioned, is a very splash pick a event and limited to local government, but korean authorities take drastic measures to mitigate credit crunch last year, so i think it was just happening, but this year, as we see the sluggish sector in korea like china, there is concern about the project financing. if you look at data over the project financing, it is increasing, even though the speed has reduced. so the korean authorities have set up a task force, including government and lenders and also the cost deduction companies to handle this product financing issue. i am a little optimistic about how the authorities can handle this credit crunch in korea. rishaad: great talking to you and thank you for joining us. heenam choi, former ceo of the korea investment corporation. we will have more from the milken i

personal bank accounts at the congressional federal credit union.ion of the rules. file are believed that personal bank accounts were exempt from reporting disclosure. senator, what other kinds of bank accounts does a supreme court justice have? >> i don't know, when this one has won with harlan crow as his fiduciary. >> it is an astonishing thing for a supreme court justices, oh, you know, the details were too tricky for me. >> yeah, the two things that are frustrating about this, one is that there are so many excuses that have been made. and after -- to test with of those are real or not. they won't enter questions, they just have these things. they say, i'm a lawyer. and there is no way to have a factual dispute or fact check on whether any of that is true. and he doesn't have to make any direct statements. so that might imperil him of him at a full statement. so the whole process is all screwed up. and the second thing, even worse, is the attempt of repair of filings is not complete. it is not accurate. they took one year, 2022. but we, the publ

so what benefits does the african union hope to achieve through the establishments of a new credit rating agency as well as the african union view used to expand diversity due for opinions. because if you see the dynamics in the creative writing industry, not free guys being that the big city, if been on the move to play even the domestic rating agencies that are based in africa. and they have, i'd meet at the large extent that, that these african base rating agencies, they've got in edge in understanding the domestic context of african use treatments and a, you know, if you, we think that, that it's important to bring a different perspective in terms of opinions because invest is what they are looking for. these credible source of information in this drive is just to feed towards the diversity do it for opinions in the credit rating industry are away from the big city as far as investments in african countries. how might be establishment of a new credit rating agency impact that well, it does impact too much because we've got to be a part of african governments that are not rigid by end

this seems like an area were financial institutions potentially local credit unions could be broughtnto the conversation. fannie and freddie are best at solving large-scale problems that are standardized across the country rather than niche financial products. but this seems like an area that should be solvable with people at the table. >> thank you, anyone else? let me just say thank you for this conversation. and to our chairwoman and the ranking member thank you for always elevated the discussion here around affordability when it comes to housing. if there is a need in nevada in urban and rural areas we've also seen across the country so thank you would thank you to the panelist. now we have senator sinema joining us from her office. >> thank you to our witnesses for being here today. whereverer i go in arizona hear from local leaders and everyday families about the supply challenges our face is facing. arizona crossed our servant might housing the for ford. service providers are strugglinh with the influx expensing homelessness. so, right now we've got real challenges and require

this seems like an area where community development, financial institutions, potentially, local credit unions, could be brought into the conversation. fannie and freddieie are best solving products across the country, but should be solvable with people at the table. >> thank you, anyone else? >> well, will et me -- let me just say thank you to this conversation and to the ranking chairwoman, thank you for always elevating the discussion around affordability when it comes to nevada and rural areas across the country. thank you to the panelists. thank you so much senator cortez masto. >> now we have senator sinema joining us from her office. >> well, thank you, madam chair and thank you to our witnesses for being here today. you know, wherever i go in arizona i hear. local leaders and everyday families about the supply challenges our family is facing, from bullhead city to clifton to the navajo nation, areas are struggling to have housing they can afford and service providers with arizonians experiencing homelessness. so, right now, we've got real challenges that require real solutions, but not

what we found with these lenders some of which are mbis, credit unions, traditional banks, they want to do great work but don't have access to innovative technology and the funds that go into these organizations are not designated for technology. they want capital on the street but if you have one person running a credit shop or two people responsible for loan servicing you cat -- can't get servicing as quickly as you would like so how do we make the case for additional investment for technology. >> our strategy is we have two types of investments, we have investments operations, tech is inclusive of operations. when you are in the room, in a network, what you want to do is ask the question. the example, i will say -- they will say coffee. i will say is there a sign that says dunkin' donuts doesn't sell pizza? they sell coffee. think of banks and investors, there's no sign that says what we don't do. there is only a sign about what we do do but you forgot to ask those questions. every business owner, someone -- there are three questions to ask, number one, do you finance or invest in

what we have found with the lenders, some of which are cdf eyes in the covert we have credit unions,raditional banks, they want to do great work that do not have access to innovative technology and the funds that go into these organizations specifically are not designated for technology. they want capital on the streets, they want to deploy the capital but if you have one person running a credit shop or two people responsible for the loan servicing you can't get capital out as efficiently as you'd like to so how do we make the case for the technology? >> we have two different types of investments. we have investments for lending and for operation. the tech is inclusive of the operations. i think it is similar to what mr. williams said. you will need to people in the network, but what you want to do is ask the question. so the example they will say coffee, is there a sign that says dunkin' donuts doesn't sell pizza? that's a silly question. they sell coffee. think of banks and investors. there's no sign of what we don't do there's only a sign of what we do, but you've got to ask those

reinvestment working group, and then continuing to look at at partners with with our cdfi's and credit unions to look at lending programs in the city, looking at funding sources from philanthropy and private capital as. looking as we try to build out the balance sheet of what a green bank could look like in san francisco. and then lastly, i think the technical assistance capacity is really going to be a key part to putting this money to work. i think, you know, basically what we're talking about largely is whole large scale electrification of the housing stock in san francisco. and that's a really complicated labor intensive process. and i think especially with the grf funds being targeted for low income and disadvantaged communities, those folks are going to need support and jumping through the hoops of all the complicated process of replacing their stoves and heat pump and their water heaters and furnaces with heat pumps and navigating all the layered incentives and lending and i think as much as as the city can develop a process to make that a one click process of here, click this, this bu

reinvestment working group, and then continuing to look at at partners with with our cdfi's and credit unions to look at lending programs in the city, looking at funding sources from philanthropy and private capital as. looking as we try to build out the balance sheet of what a green bank could look like in san francisco. and then lastly, i think the technical assistance capacity is really going to be a key part to putting this money to work. i think, you know, basically what we're talking about largely is whole large scale electrification of the housing stock in san francisco. and that's a really complicated labor intensive process. and i think especially with the grf funds being targeted for low income and disadvantaged communities, those folks are going to need support and jumping through the hoops of all the complicated process of replacing their stoves and heat pump and their water heaters and furnaces with heat pumps and navigating all the layered incentives and lending and i think as much as as the city can develop a process to make that a one click process of here, click this, this bu

. >> nevertheless tax credits largely non- union labor force have attracted billions of dollars in electric southern states for georgia governor brian kemp expressed optimism and new opportunities will offset workforce disruptions. >> our work force is shrinking. if you look at the baby boomers that are retiring and the workforce is aging out. we do not have enough workers as it is around the country. it's only going to get worse in the future at least in the near future. i am not too worried about people getting displaced from their job are there other opportunities out there in states like georgia and in the south. >> georgia state o state officiy over the past five years georgia has attracted 25 billion, with a b, dollars and ev related investment that translates to approximately 30,000 new jobs, jon. jon: he strike it goes on. jonathan terry thanks. jon: we will be back with more news on the fox report. - [female narrator] five billion people lack access to safe surgery. thousands of children are suffering and dying from treatable causes. for 40 years, mercy ships has deployed floating

there are up to $400 billion in subsidies or tax credits for people who ultimately buy these electric cars. the union by the way, wanted the tax credits in the inflation reduction act to only go to be limited to only union-made cars. so, the unions that are in a real pick 'em, they are worried about job guarantees, the factories building built across the south, those plants are not unionized yet. so, they are looking to joe biden and the white house for protection but these jobs are in jeopardy. so, but again, inflation is up, the job market's tight and they are putting the screws to these detroit three automakers right now. >> before i let you go i went to ask you about the politics involved in this strike. david asmund earlier said said the fact that the strike went forward despite the president heavy handed involvement indicates he has indeed lost the unions for now and forever, what do you make of that? >> they are striking because inflation is hurting these workers. number one. and that's joe biden. and they are striking because their jobs are in jeopardy because of the electric vehicle mandate

also the upper when the police credit union inhabited the upper floor and the main floor were evacuated. because that was in the mentioned. i'm angry they did not honor our asks in february we did not ask for the 100,000 soil vapor testing. for this sxiet a pilot this being be duplicated cross the street to rem dealt brown field. i spent this morning updating the cancer cluster map. it is depressing i don't to see more names added. ir want affordable housing not at the cost of my neighbor's lives wrochl thank you. i'm thom help upper a licensed architect and planner and a consummitant and add sunrisor the past 2 district 4 supervisors. so, gone to great length in their testimony and i listened it this weekend again from february. this is the testimony this sbe can. -- can economically be -- configured. so there is a solution and this is the comprehensive solution that the neighbors experts have recommended and i recommend this you deny this building permit. thank you. i don't will move to zoom. the personal low if dt sd and organizations are confidence this there is no problem there and

united auto workers union says workers aren't getting their fair share credit the white house isn't taking a position on the union specific demands for a 40% pay raise and reduced hours saying only that car makers should negotiate in good faith with the workers. still, the head of the union called the president's show of support chose to stand up. >> in our fight for economic and social justice. but republican congressman dan mouser argue the president's visit is meaningless. a good photo-op for him. okay. and it's doesn't seem to have any effect on the negotiations whatsoever. and congressman marc molinaro blames the biden administration for the rising prices, stretching workers paychecks. it would be healthy if he acknowledged that his policies have driven up the cost. the president insists he's always been pro, you and promises he'll keep fighting for american workers. rescue going or former president. donald trump is planning to visit the striking workers tomorrow and he says he'll be skipping the second republican primary debate tomorrow night. >> in washington, i'm hannah brandt. pre

the united autoworkers union supported the inflation reduction act which gives a tax credit to people, so i know these union workers are angry with the auto companies and now some of them with the biden administration. they should direct some of that ire towards the union as well for supporting that. pete: a lot of it does have to do with evs. her mar plant doesn't create -- particular plant doesn't create ev vehicles, but that idea of inflation and how much it impacts them. and, you know, the big support that democrats get are from government unions. government unions, which have become a huge political base for them -- will: now. pete: now. private unions in the private sec editor, they've lost a lot of relevance. but in the awe a toe industry considering all the policy, that's why there's so many eyeballs on it. carley: did to you know the poverty rate in the u.s., i don't think this got enough attention this week, it increased for the first time in 13 years. it went up 4.6%. that means that 2.4 -- 12.4% of people now under the poverty rate in the united states. will: meanwhile, i

want to design for obviously got these deducted in things from outside the african union plans to launch a new african credit rating agency next year to address their groups concerns that readings and given to countries on the continent are unfair. the agency, which would write up its own assessment of the risks and one thing to african countries would be based on the continent. it would also add context to the information investors consider when deciding whether to buy african bonds or land privately to countries. the african union and leaders of member states from donna to set a goal in zambia, alleged that's the big 3 ratings agencies. moody's fits and s and p global ratings do not fairly assess the risk of lending to african countries. michigan, which is a lead lead expert for country support on reading agencies with the african union says, agencies on the continent understand the market better than foreign ones. that's what union says view used to explain diversity, do a full b. because if you see the dynamics seem to create a great name that's for you now for you guys being that the big city. if being