cs europe and banking all in one, what's going on here hillary? >> credit swees has been decimated this year, it's a strong company, it rebuilding its reputation. about all that's gong wrong could have. it a a dividend yielding stock, but it one to hold for two or three years as they rebuild. >> tom: you're hoping that all has gone wrong and it's all over with going wrong at this point. you've been looking for foreign dividends previous. unileaver, and national grid. do you still like these defight the income that dividends provide? >> absolutely. especially when you can't get anything from a cd today and europe is about ready to bottom out, it's going to have its armageddon day and these are great companies to own with great dividend yields, telefonica is a great emerging market player if you want exposure to brazil and latin america. >> tom: do you own everything we mentioned here tonight, hillary? >> yes, i own them all. >> tom: great. you can send us your questions, we've got an e-mail address for you. thanks, hillary. >> pleasure. >> tom: a b