now, the best bet is if you can find a professional who has earned the csc certification or cpa personalcial specialist, you can ask for referrals from friends or colleagues or use search tools offered by the financial planning association and the national association of personal financial advisors. for more investment advice for the small investor go to jillonmoney.com. >> it costs money to make money, doesn't it? >> reporter: oh, yes. and sometimes it costs money to save yourself from yourself. [ laughter ] >> that's true, too. >> very true. >> jill schlesinger live for us in new york this morning, thanks, jill. >>> 5:41. old man winter making a mess of things once again. still to come, what led to this massive pile-up. >> and how much would you be willing to pay for this? i bet it's not as much as it went for. this little cup went for millions. that and more coming up. ,,,,,,,, we get to the end of the day dinner'and i am toast. suit. in fact, we've had toast for dinner. but tonight i nailed it. kfc family feast. 9 pieces any recipe, 3 large sides, 6 biscuits, $19.99. do not give up o