we will announce next week an -- a global agreement which we secured csfb.his is the defining moment ending too big to fail for individual institutions. having the capital structure to create, you have to go through several years or banks reorganize their capital structure and business models be consistent with that. when you get to the end of that process, in the next new year's, you are in a position where you can resolve one of these institutions. with respect to your specific question, which is important. we are very conscious of the banking world. we have banking sectors almost five times gdp. we have a financial sector that is on the road to being 10 or 15 times the gdp as a whole. we need to have that organized in a way that is resilient and the individual institutions, whether they are banks, insurance companies, hedge funds, etc. can fail in a orderly fashion. that are bigger than our own gdp. we are putting in place all of the tools necessary in order for that to be the case. if i could just buy something , we are next week having a public event. i