we are pleased to have again dan durham, a state of vice president at american health insurance plan,l is a, virginia's health secretary, ron pollack, founding as editor, families usa, joshua sharfstein, maryland's health secretary. thank you very much. i would like to start out with the state health secretaries, and, bill, we will start with you. give us kind of pay a summary of where virginia is right now, because the state has had more of a complicated history with the affordable care at than others. >> "complicated" is the understatement of the year. the government under -- the government was to prepare the general assembly, which said if there is an exchange, virginia will build and operate their own. under that authority, which continue to plan, even though it is of little unpopular, so it makes it very interesting. we clearly are waiting for the supreme court to decide what happens. we are challenged by things by the budget, but there are significant budget cuts to medicaid, affecting our match, and we have an influx of individuals in 2014 related to the medicaid match, and vir