let's go to dan geltrude, geltrude and company founder. dan, i'm looking for pockets where money might be going. gold a little bit. it is certainly not bitcoin. it is certainly not any of these other plays. even dividend paying those stocks that are more pegged to being something that consumers need like kellogg comes to mind, that stock was climbing when it raised its sales growth forecast but that reminds you that the consumer might, might hold back on auto purchases, the rest, but when it comes to cereal, basic staples, they're not there yet. is there a dividing line on the part of average folks what they will pay for, versus what they won't. >> yeah. i think there is, neil. when we're talking about inflation that is really now biting at the american people in terms of starting to make decisions of, i'm going to pay for because i need it. i may want this but every to hold back because i really need to be able to pay for the necessities. it is an unfortunate situation that we've arrived here. i said many times, we are in this situation, n