i'm dan rah cotto.. >> we all need a job whether it's for food... >> check out nerd wal it will.com to find the best credit card for you. and finally i to check out a really cool free app called shop kit. every time you walk into one of the participating merchants and they have over a thousand of them. you're going to earn points just for walking in the door. you'll also earn points if you scan an item and more points if you buy that item. then those points can be converted into gift cards that you can use for your every day shopping. that's simple and that's easy that's smart. go ahead and get started with a little bit evident on your part you can make sure that every time you open your wallet you're actually putting something back in your wallet. that's smart. i like it. i'm cashing out. >>> it seems every day there's a new gadget coming out that you want. the problem is it quickly becomes expensive. dan shows us how you can turn that old cell phone into some cash pretty quick. >> this is dan rocatto.

dan rah cotto shows you how to deal with that pesky holiday hangover. >> you have a holiday hangover?talking about this guy. i'm talking about this kind. credit card bills. maybe your credit cards got a little bit of extra weight over the holiday season. well you're not alone. millions of americans are in the exact same situation. don't despair. don't give up. i'm going to give you some tips to help skinny down those holiday credit card bills and get you back in financially tip top shape. first, i want to you call your current credit card company. tell them you've been a good customer, paid your bills on time and you