dan whitworth, thank you _ from monday. dan whitworth, thank you very _ from monday.d today to mark the 25th anniversary of the ladbroke grove rail crash. 31 people died and more than 400 were injured when two passenger trains collided at rush hour in west london. a wreath—laying ceremony will take place in a memorial garden near the crash site, later this morning. the mp for belfast south and mid down, claire hanna, is to be confirmed as the new leader of the social democratic and labour party at its annual conference today. she was the only candidate to put herself forward to succeed colum eastwood, who resigned in august. london's fire chief said he accepts all the recommendations directed towards the service from the grenfell tower inquiry�*s final report. one month after the report was published, commissioner andy roe insisted there had already been huge improvements in training and equipment — but said he "worried constantly" about another fire on the scale of grenfell. 72 people died in the disaster in 2017. it is a technology that excites some but terrifies ot

dan whitworth, reporter for bbc radio 4's money box, has more on the changes.d they involve four or five main things. one involve four orfive main things. one thing is an £85,000 reimbursement limit, that's the mandatory amount banks will have to refund victims of fraud. they can refer more about lots of scepticism around whether they will do that. victims have to claim within 30 months, so again, another constraint on victims. 0ften fraud happens in victims might not know for several months or even years. also, the refund you talk about, the reimbursement is going to be split for the first time, 50-50. the split for the first time, 50—50. the percent will be paid by the victim's back and 50% will be paid by the fraudster�*s bank and the whole idea of this is that going forward, because at the moment there is a voluntary scheme, around two thirds of victims are refunded. going forward the regulator in charge of this expects 99% of victims to get refunded and the whole thinking about all of this is not necessarily directly reimbursed victims, it is whole banks l

. _ we're joined now by dan whitworth from radio 4's money box and jane, whose dad had several hundred in the future? like you mentioned in your introduction the rules come - your introduction the rules come into effect on monday they are mandatory and cover the entire industry, the regulator in charge of these expects the changes to me 99% of victims will get reimbursed and a refund. compared to two—thirds now, there are a couple of rules that go along with that in your introduction the maximum reimbursement limit of £85,000, victims will have 13 months to make a claim to highlight they have been a victim and asked the bank to reimburse them. they won't cover crypto payments or payments that go overseas, a lot of people crypto is a very risky investment and overseas payments are very hard to track. that means the reimbursement will be split 50—50, 50 from the bank that sent the money and 50 from the bank that received the money. the whole point of this is not actually to reimburse victims of fraud, it is to hold bank liable for the losses. and the idea is that will incentivise them to

dan abrams is standing by after this report from kayna whitworth.na. >> reporter: george, good morning. so now in their 50s, erik and lyle menendez are in a new netflix documentary reflecting on the trial that put them behind bars for life with no possibility of parole. >> i remember when the verdict came down. it was first degree. it was so daunting that i was in shock. >> reporter: for the first time in 30 years, lyle and erik menendez speaking out among renewed interest in the case that captured the world's attention. >> i went to the only person that has ever helped me. ultimately this happened. he was arrested charged with me. he was arrested because of me. i wanted to die. in a way, i did not protect lyle. >> reporter: audio tapes are part of the menendez brothers netflix documentary the siblings who shot and killed their parents in their beverly hills home in 1989 opening up about what they said on the witness stand in the historic televised trial. erik reacting to his brother's testimony. >> i remember when he apologized to me on the stand f