on short notice, we are thrilled to bring back daniel tannebaum on financial crime and global head of at oliver wyman. thrilled he could be with us. i will ask you the same question i asked the former finance minister of ukraine. you have lived this in the trenches, sanctions work -- trenches, do sanctions work? daniel: i've had five years of that question, not on that show. tom: but the question changed in the last two days. daniel: the question changed. in this instant, sanctions will not save the fall of ukraine at this point. i think that is pretty clear. sanctions are now going to put russia on the trajectory they are on in the same category as cuba and iran directionally where these are being escalated. tom: when we see this action, and i don't want to get into the jargon, i am too tired to do it, swift in all of this in financial transactions, we are mere mortals and there are ends around, you move the money another way. daniel: that's right. the talk of swift -- i talked to bloomberg's nick lott ends yesterday -- tom: nick said you are out of control. daniel: you banned swift