basically the firms were told by dudley the head of the federal reserve and fed governor daniel torillo, the companies better clean up their acts because they're sick about acts such as with j.p. morgan. they don't want to hear about bad business practices at all. they want them to fix what the federal regulators have been trying to fix for a while. >> you say break up what? >> break up the mess, dudley questioned whether these firms were too big to handle, citing big losses at places like aig. torillo said if they fail to police themselves better, they would have no choice but to impose more punishment on the fi firms. t the fed federal regulators banks should do to police better? >> they did have a couple of suggestions, some of it centered on compensation, a deferred compensation up to ten years, pay bonuses in debt equity, and self-report to regulators. also, they told them think about your public image. now, these suggestions may be a hint of something else coming down the road. keep in mind the federal reserve has been criticized by congress. it was a bit of a public image burnish