people's deputy and chairman of the parliamentary committee on finance, tax and customs policy danylo vitayulo, glory to the heroes. i know that your committee is also starting to develop a bill that would regulate the activities of these microcredit organizations. in fact , we are not starting to develop a bill. it is recommended for the first reading. i think that in the near future it will already be in the hall before the first reading, what we are talking about, we are talking about the fact that today the rate for such loans is very different on the market, there are certain speculative organizations that provide these microloans to people at night without checking the borrower at all, it can be a person whose 20 - you have a 30th loan, who is in arrears on the loan, who is a gambling addict , for example, that is, depending on the gambling game or have some other defects, but they still issue these loans at insane interest rates, and in fact, today there is a company which issue at 3% daily and at 5% daily. and there are companies in which the percentage is more than 50,000% per annum