financial consultant daria dolan joins me now. what's the average student loan debt a person is carries? >> hi, alison. it's scary. the average graduate is exiting school with about $25,500 in debt from student loans. and there are about 36 million americans who are now facing student loan debt of one sort or another. some of it as high as $200,000, $300,000 if you're looking at lawyers and potential doctors. so it's very scary. >> okay. so, but with so much loan debt, that we're carrying, tell me four ways to get those student loans under control. >> okay. number one, you need to know how much you owe and to whom you owe it. so you need to put all those loans together, either right before graduation or right after graduation, so that you know how you can choose a repayment plan. and the fact of the matter is, if your student loan debt is more than one years' potential salary for the career you're headed towards, you're not going to be able, most likely, to afford the ten-year payment plan, which means you'll have to look for more