darr what you wrote was going on here and it seems to me that not only was it would have been the morals the decision but if you wanted to switch back to her you would have time for a better chance of the moving parts you more or less the same as they were but now we're in a very different environment. we are and i won't take credit for this idea it was actually it was actually articulated 1st by mark cuban who said you know the i.r.s. has access to all of these bank accounts of all these small businesses why don't you just give them overdraft protection until the end entire national economy is ready to reopen and rather than this patchwork that we've seen where arizona opens quickly and now it's hospitals are becoming overwhelmed and texas is open very quickly and now we've got we've got record levels of current of ours cases so you've got this this this piecemeal approach to reopening because there is this need to get that you know through the business doors open so that we can get back to work i get that but had you had a much more who ward 8 it blanket national approach i think that