where is darrick? darrick is in the house. darrick asked one of those tough questions. i had to think about it for a few seconds. all these questions are so good. darrick said is the debt of education -- going to college -- is the debt of education worth the cost? i had to think -- give the brother another. i'll tell you this, my answer, darrick, is a simple answer. i think it's like 70% of students when they finish college or when they don't take with them about $30,000 of debt. education experts i'm looking at ellen because she's the smartest person i know on this topic. god bless her, god bless her, god please her. i think this is right i think it's $30,000 average person 70% of people leave college with less than $30,000 worth of debt. but a college education adds two commas, a million dollars to your lifetime income. so let me ask you a simple question. if you give me $30,000 and i give you a million back that is a good deal? hallelujah, amen! that's right. so it is hard. when i left college, i had 15, 16, $17,000 worth of debt. i had a little football scholarship