on that panel was darrin williams, ceo of southern bancorp.ern is now considering a second round of ppp operations. on the advisory board. i want to start with today's event and jerome powell. we heard a lot of comments from him about the severity of the crisis but also about the fed effectively doing whatever it takes to provide some degree of susceptibility. -- of stability. is it enough to provide the stability in your community as of now? : i applaud the effort of the fed as well as congress to provide the relief in the wake of this pandemic. thes helping, especially in paycheck protection program. but, in the long term, beyond this, we begin to rebuild and economy, theres has to be more done to help those that we serve in the mississippi delta, some of the structural inequalities can be addressed and have a chance for people to have full recovery and actually get ahead. interesting, is the perspective you are able to bring to the central bank and the president's economic revival group. what indication are you getting that either the feder