a few months dasha could've been maybe much as much of the year but i think it was less.there is a story that was published in which she had not disclosed he had a conflict. it was in respect to a family member at another bank that he had disclosed. and i go back to my point. a slap on the wrist, it's an enforcement issue. it's not a conflict of being ethics, it's common sense. and i'm not sure that -- i will tell you that there are thousands of banks in the u.s. which means there are a lot of compliance and legal officers out there that are trained to do this. there is no need to have a revolving door. if you're going to go down that path you can make this creative power, what your regulator you're always a regulator and that's it. i think that i can unfortunately see problems throughout that as well. again if you don't have a culture, and an appreciation for the rule of law and the importance of what's holding that rule of law to give credibility to the banking system, then you're going to end up where you are now. so i think the problem is not more or less, i think it'

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