it's the brainchild of dave gerard, his goal to help people just like dave get cheaper credit. >> we'ren the business of seeing signals about a person that others don't see. >> reporter: instead of focusing on your credit history or your fico score, upstart bets on your future. >> fico is inherently backward looking. what you've done with credit in the past, we like to view it as identifying somebody's potential, where they're going. >> reporter: upstart asks where did you go to school, what did you study, how much will you make in the future, and ask this a reliable career? upstart is one of a growing number of companies shaking up the lending industry. but experts warn these new business models aren't proven. >> the jury is going to be out until we're in a recessionary environment and defaults go up. that's where you can really see what form of lending was worth the risk and which was not. >> reporter: risk dave gerard is willing to shoulder while dave collier is looking forward to the future. olivia sterns, nbc news, san antonio. >> we're back in a moment with the american hero who p

. >> reporter: risk dave gerard is willing to shoulder while dave collier is looking forward to the future. olivia sterns, nbc news, san antonio. >>> and we're back in >>> president barack obama began his historic remarks here in havana with a tribute to a fallen u.s. marine. staff sergeant louis carden was killed in an isis rocket attack in iraq on saturday. he was 27 and on the fourth deployment of his decade-long career. >>> tonight a top tennis official is comments about what he called lady players saying they should get down on their knees and be hankful for men. serena williams is leading the charge against what he said. next's steve patterson has more. >> today top tennis in the spotlight. first round of play at the miami open and the tennis world is distracted after controversial sexist comments by california tournament director raymond word. >> in my next live when i come back i want to be someone in the wta because they ride on the coattails of the men, they don't make any decision and they're lucky. they are very, very lucky. >> moore told reporters male stars have carried the s

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success at the box office and now it's followed up by london has fallen starring gerard butler and angela bassett, as dave blosser down with the stars of the film. the success of olympus is fallen , the president finds finds trouble in london has ha angela bassett to protect aaron eckhart in london has fallen. some crazy stuff in these movies and some crazy stuff happens you get hit by flying cartridges you i i cannot take time off moving, at least in sports when they get injured again but we can't sometimes youtsag your back is out and you have another two months of working 14 hour days .. >> thank goodness for adrenaline , it gets you through the day . and then the building falls. there's always there is always petitti's, and then there is the attitude . >> she has an amazing attitude . we've gone through a lot in these movies together . and never once has been anything other than charming and she has thatth energy she is super smart with . so i say, learned a lot a lot as an actor and as a person how you conduct yourself on on a movie set and relate two others , and she is a great example. i love, like

dave culiah. >> and we'll have fun stuff to t you organized. >> and we'll play who knew with kid. >> it's "live! with kelly & michael." today, from the new action-thriller, "london has fallen," gerard butler. and a cooking lesson from supermodel and author chrissy teigen. plus, we'll take a look back at our big after-oscar show. all next on "live." [captioning made possible by disney-abc domestic television] >> and now, here are your kelly ripa and michael strahan. [cheers and applause] kelly: hi. hi. hi. hello. hey. yep. michael: hello. kelly: yep. well, that's all the time we have for today. hey, it's tuesesy, march 1, 2016. welcome to the show, everybody. michael: yes. [applause] and welcome back home.