>>eric: thank you, dave ramsey.even a money back guarantee can get people to buy general motors cars in july dropping 6 percent in sales compared to last year but they are not the only automaker left in the dust. and now, jeff, you just outside of illinois? >>guest: this is outside of chicago, and perhaps you see a lot packed with cars which is not necessarily a good idea. g.m. did not have a great month. look at numbers, overall, not a bad auto sales month in july. but the winners were not folks on these shores. toyota, up, 27 percent. chrysler had a 13 percent increase, too, but the other u.s. automakers, pored -- ford and g.m. had sales decline. the japanese automakers are recovering from the tsunami, but an indication that we are putting the brakes on a colleague bill mover, the auto industry, which had been positive. g.m. as we said, a lost inventory out there on this lot and they remain optimistic but at this point, well, the question is, what will the year hold for automakers like g.m. who went through a diff

dave ramsey says that's great. dave, i'm sorry, i will take issue but, i see nothing wrong with youngsters buying a home, taking on a little bit of debt when prices are at record lows and so are mortgage rates. >>guest: you are right. i agree but on that. the point, though, is to do that in a wise way. this thing we went through about 10 years ago where it was okay for anybody to buy a house whether they had money or not, but you if have $30,000 or $40,000 of loan debts and do car payments and credit card coming out your ears, you don't need to buy a home. you need to rent. the fact that the resoutheast scared them into wisdom is not a bad thing. now, if you are not buying, and you are able to buy, which i'm talking to a few people that fit that, you are able to buy and you are not taking advantage of the super low rates and the great prices because they have lost hope in america, they have lost hope in our economy, well, then, that's the wrong thing. that is where leadership in washington has broken down the econo

if there is a finger of blame pointing at you, financial expert dave ramsey is here to help.he practical tools to help secure your personal financial it's the time of year when 3 families start to get a little busier with school and homework... even sports.that means fido may start to feel a little left out.this morning dr. elianne amstalden from the belvedere veterinary center joins us to tell us how to give your pet the attention they need during such a busy time. - what is something we can do to care for our pets a little quicker when we are short on time? - how can we get a quick walk innfor our pet? - what are some other things we n do? dr. amstalden will be answering any questions you mmy have about your pet ... in the next half hour. hour.so if you have a question... send us a tweet at fox baltimore or post a comment on our facebook page an historic discovery. ((historians will have to record this movement)) movement))new audio recordings of martin luther king junior are uncovered.when the tapes were made and the suprising next. they were found next..- here you go litt

on the other hand, there's a few financial gurus, people like dave ramsey says, you know, the math suggestss rational to pay off largest balances first, but the psychology says small balances first to get motivated to get out of debt. sandra: what if i'm one of those people who just want to look at the numbers and see that, hey, i'm saving myself money, but rather than somebody who needs the motivation to continue. is this for everyone? >> right, it's not for everyone. if you are a self-disciplined person, like, you know you're going to do the rational thing, pay off the balance first and be motivated, it's not for you. for most people, we are human, we have psychological factors that influence us. we are not machines, and so for these people, getting motivated and staying motivated is important for getting out of debt. paying off small balances help them get out of debt according to what we found. sandra: okay, talk about the broader economy. okay, you might be a banker hearing this saying, oh, my gosh, could you imagine what that does to the economy if they let large interest rate loans s

dave ramsey will help us on that. for a wednesday, starts right now. >> eric: he's moving right in crime. >> steve: analyzing walls whether or not he's pranks. >> gretchen: he's a man of many talents. i know i'm going to stay tuned to see what he has to say. that's 30 or 40 minutes from now. eric bowl something in for brian. let get to the headlines. the ice chief of staff, suzanne bar, putting herself on voluntary leave amid new allegations she harassed and humiliated male employees. at least three men have accused her and another female official of, quote, lewd behavior, including graphic comments at work. one of the men is now suing the department of homeland security secretary janet napolitano for promote attention the so-called frat house environment. napolitano denied the allegations. ice, the immigration arm of department of homeland security, is now starting its own internal review. >>> new video into fox, immigrants lining up outside the mexican consulate. this is houston, texas. president obama's controversi

. >>> dave ramsey will be joining us to talk about how the husband and wife who budget together stayogether. if you have money keeping it from each other that's a nonstarter. ted cruise won a big win in the great state of texas the tea party favorite will be joining us live. did you hear about this, the president of the united states is going to be going to ohio today. he will be flying into an air force base athat is scheduled t be closed. jay carney was asked about it yesterday. didn't seem to know about it. talk about gasp. we will. straight ahead fox and friends starts off in 10 minutes. it's something you're born with. and inspires the things you choose to do. you do what you do... because it matters. at hp we don't just believe in the power of technology. we believe in the power of people when technology works for you. to dream. to create. to work. if you're going to do something. make it matter. >> good morning. it is 9 minutes before the hour. there's no place like home, right? a new study showing a dramatic rise in the number of adults who are still living with their parents

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on the other hand, there's a few financial gurus, people like dave ramsey says, you know, the math suggestsal to pay off largest balances first, but the psychology says small balances first to get motivated to get out of debt. sandra: what if i'm one of those people who just want to look at the numbers and see that, hey, i'm saving myself money, but rather than somebody who needs the motivation to continue. is this for everyone? >> right, it's not for everyone. if you are a self-disciplined person, like, you know you're going to do the rational thing, pay off the balance first and be motivated, it's not for you. for most people, we are human, we have psychological factors that influence us. we are not machines, and so for these people, getting motivated and staying motivated is important for getting out of debt. paying off small balances help them get out of debt according to what we found. sandra: okay, talk about the broader economy. okay, you might be a banker hearing this saying, oh, my gosh, could you imagine what that does to the economy if they let large interest rate loans sit outst

dave ramsey looked at the half full glass. it is annoying. he does it all time. s good for the young to be looking at saving. this is a good development? >>dave: it is good and it is bad. if they actually having to cut back and the economy is actually the reason, that's a bad thing. what scares me more about the survey and this particular age group, and i hear this more and more, we seem do have sold them this bill of goods that the free enter rise system is dead and the only thing they can do is it is around and wake on corporate america to hire them other the middle class is destroyed. met of the middle class was create by someone starting a small business in their garage. if i can not go on vacation, i clean people's houses, or cuts grandson. we will do something. for some reason, portions of the 20-something generation, has been, really, pounded with this lie that we are not going, we're always going to get to go on vacation and middle-class jobs are handed to you. you do not want to be normal. you want to get to the point to live on your income and get out of

today dave ramsey will make an exception. how star and uber best selling author says there is a reason, a personal reason and a person why he is doing so. why, dave? >> well this paul ryan thing is a big deal. it is not so much paul ryan, and it is not republican versus democrat. it is the simple principal of americans have been standing around saying with their mouths. we will see if they will back it up with their vote, but they say we need to cut spending and coming needs to get spending under control. this young man has been trying to do that. he has taken a lot of heat. he has done it with a lot of class, and he has presented some difficult sacrificial cuts. but that is what will have to happen to balance this. you can't spend your way out of stupidity. you have to cut the spending. everybody said cut spending, cut spending, cut spending. now you have a guy to vote for. the guy one heart from the presidency has hoof in mouth disease. he can't open his mouth without saying something stupid. it is out of control. out of the

i remember like my financial pal dave ramsey when i was no longer in debt, when i could breathe.could live. with money i used to give to visa or mastercard i can give to myself, or to my family for a vacation or for my long financially suffering wife. imagine that happening to our country. imagine actually having the money to strategically invest in this country. imagine what we could do, with the $240 billion we are just pissing away in interest payments each year in this country. a quarter of a trillion dollars in interest payments. because of the policies of joe biden you want to know the real chain and shackles in life? it's the debt you pile on. we pile on in life. the financial change that prevent us from simply living our lives. take it from someone who has been there. when you have no cash, you have no clout. when you're out of money you're out of options. because you can't strategically invest squat. that's all we've got. squat. nothing. nada. zippo. republicans did it. democrats did it. we have nothing to show for it. after all this spending we are just spent. that is w

financial analyst dave ramsey does.xplain. >> steve: first, the aflac trivia question of the day. born in 1941, this football head coach is known as the big tuna. who is he? e-mail us about this atheist thing where they want to take down the cross at 9-11. we want to hear from you. right back [ male announcer ] when a major hospital wanted to provide better employee benefits while balancing the company's bottom line, their very first word was... [ to the tune of "lullaby and good night" ] ♪ af-lac ♪ aflac [ male announcer ] find out more at... [ duck ] aflac! [ male announcer ] ...forbusiness.com. [ yawning sound ] [ male announcer ] ...forbusiness.com. music: "make someone happy" music: "make someone happy" ♪it's so important to make someone happy.♪ it's so important to make meone happy.♪ ♪make just one someone happy ♪and you will be happy too. his morning starts with arthritis pain. and two pills. afternoon's overhaul starts with more pain. more pills. triple checking hydraulics. the evening brgs more pain. so, back t

if there is a finger of blame pointing at you, financial expert dave ramsey is here to help. practical tools to help secure your personal financial 3 its a never ending quest for harmony between humans and nature. dralion cirque du soleil is taking over baltimore. baltimore. emily gracey is joining us live this morning with today'' hometown hotspot. - what is dralion about? - poo long will the play be in town? - what goes into the costumes for the performance. 3 dralion cirque du soleil will be at the 1st mariner arena august 22nd through 26th. for more information on dralion cirque du soleil and to purchase tickets. log on to fox baltimore dot com slash morning. 3 3 3 3 3 coming up... casey anthony... back in the spotlight.what's expected to happen to her... juut days from now. and back to schoo shopping... comes at a cost.how many hundreds of dollars parents are expected to spend this year... on áeach child.áyou're watching fox 45 morning news.. all local.. all morning. ((break 3 new this morning... casey anthony is just days away from finishing her year-long probation.the

and oh by the way dave ramsey is her dad. great to have you. it's in your d.n.a. financial issues. >> that's right. we grew up really talking about money and learning how to handle it now i'm taking the message, really to the next generation. >> it's shocking to hear that 24% of young adults age 20 to 34 lived with their parents from 2007 to 2009. that's up from 17% in 1980. how can we prevent this? how can we get them out as quickly as possible? >> yes. get them out of the northwest. i think first parents just talk to your kids about money in general. when they are younger, show them how to save. show them how to stay away from debt. save up and pay for things. set them up on a budget that will set them up. >> when do you start teaching them. >> as young as possible. even a little 5-year-old can learn to work and get paid for that get a commission. even starting young. >> save when you are really young. >> exactly, exactly. >> you also say something that i find very interesting for parents. advice for parents. make it uncomfortable if this generation comes back a

from everything from sharing bank accounts to planning for your future is personal finance expert dave ramseyou talk about how if you're going to be married, you got to marry your money as well because if you keep things from each other, money wise, you're headed for trouble. >> number one cause of divorce in north america today, money fights and money stress in the marriage. 38% of the couples surveyed say they lie to each other about money. too many couples keep everything separated. you have to change your pronons when you get married from mine to ours. >> brian: really, because i thought one way to solve it to keep the relationship steady is to keep everything to yourself. just say, don't you worry about my money, i won't worry about yours. i'll meet you friday night at a movie. >> don't worry if you get sick either, 'cause i'm not going to cook you chicken soup. no, it's for richer for poorer, and i pledge to thee my worldly goods. you remember the old-fashioned vows that we used to take years ago? we are combining our lives. really that's the only thing that works practically, relationa