that's followed by dave ramsey, the total money makeover. : >> the southern festival of books this weekend. >> c-span, created by america's cable television companies and brought to you as a public service service by your cable or satellite provider. >> afterwards is next on book to be. university professor sarah golder clap discusses her book, paying the price on her higher education. >> good afternoon sarah, how are are you today speech i'm good, thank you for having me here one i'm so excited, i love your book, paying the price. it was a book that is so full of important data and very complex data about the implications of financial aid and income and been able to graduate college. but it was so readable. >> guest: thank you. that was the goal. >> can i read from the book. it is is intended to be a wake-up call, brings the lives of students front and center and avails their financial struggles. ensuring the american public has a clear sense of how and why financial aid is appealing to get students to graduation. this will help us find effective solutions. what drove you to do this

joining us now is dave ramsey's daughter, rachel cruze.dave ramsey. >> i did learn early on how to handle money well. i found myself scrollingfaceboo want that. if i'm feeling this, i'm sure others are well. >> we all covet what other people have and we're not supposed to do that. your first tip is quit the comparison. >> that's the foundation of the book. to say you know what, that's great that person is doing that. i need to focus on my family values and go for that. that's what's important, just to focus again on your values and not what everyone else is doing. putting thing like contentment and gratitude in your life is going to help with that foundation. >> some people watching have problems with that and you hit the young generation with that too. >>> make a plan for your money. what do you mean by that? >> the dreaded b word, the budget. >> budget equals freedom, right? >> that's it. you probably read my book. i talk about how a budget doesn't limit your freedom. it gives you freedom. it gives you permission to spend money. you say

dave ramsey. >> right. >> that's what he talks b. have that financial fund before you start before you start killing your debt off. >> first and foremost. that credit card debt can wait. even if we're gonna do debt settlement, we'll talk about is it smart to pay your creditors on time. or if we're filing bankruptcy. the answer is no. >> once you get the first phone call from a creditor just like your heart -- you feel like a weight on your chest, it can be offer free consultations for people that feel the stress. >> we do. >> you kind of help lift that weight away. >> we do. because we give you options and tell you exactly what that creditor can do. debt collectors are good at making you feel stressed out or scaring you or bullying you into paying you money. or just putting a guilt trip on. they're very good at that. >> i was a bill collector for a year. they train you. they're like make them feel as bad as possible. >> you were probably in the same situation; i'm like, who am i have a 560 credit score. >> you're the pot. we tell peo

continues with anderson cooper and his mother's dual memoir the rainbow comes and goes followed by dave ramsey's the total money makeover where he provides tips how to manage money and alleviate debt. and elizabeth gilbert's latest, big magic. the list concludes with john lewis's remembrance of the civil rights movement, march, the first installment of a 3-part graphic novel series. that is a look at the most recently borrowed book from the national public library. tune in for coverage of the southern festival of books this weekend. >> this is an unprecedented level -- all those moments, in 1999 speaking specifically to the idea of the explosion of hip-hop and the global export of that and what does it mean for those particular images, not necessarily -- these images that are being projected to the world, how are we wrestling with the truth of the artist expression and also recognizing how it is born of a form of oppression and stereotype and flattening of identities how can we reconcile, and respect one abstruse and to know that it is influenced by systems you may not be a part of. and the nece

preretirees would rather spend all savings, let next generation create their own wealth joining me dave ramseyee you. >> good morning. >> you know when whole idea you are going to pay 65% tax, on your inheritance -- because about, of course, that is hillary clinton's plan, people are increasingly saying why should i leave that burden to kids not going t do you think issue of fact away from leaving behind an inheritance. >> right now, the current inheritance tax is over 5 -- 5,0666,000 you have estate of that size or no federal s estate tax today hillary is planning to change that i don't know about taxation issue the question begs do you leave children money and i think obviously, if your children are misbelieving would be funding misbe hair offior creates a knows you donate want to do that are they solid adults if you are not willing to leave then presupposing money is evil you have done something one to your kids. >> so in other words, if you don't leave them anything this is something wrong with kids -- >> no, i am if wealth i would be the leave my kids money, because you know going to leav

ramsey murder and also owns this station. >>> and welcome cbs4 morning news. it's 7:30, saturday, october 8. a beautiful shot of the mountains. look at the beautiful snow- capped peaks, and dave aguilera is in the weather center. >>> yeah, and some areas in the 20s and 30s. take a look. 31 this morning, and 42 in greenwood village and 43 in wonderview, so a little cool in locations. mark russell, as we showed you that's an elevation of 8,000 feet. i thought i would rub that in and make you feel a little colder. the satellite and radar for you, mostly high clouds coming in on a southwesterly flow and will bring in drier and warmer air. here's the way it breaks down. 54 at 9:00 a.m. and 66 at noon and 71 should be the high and sun, sun, sun through the weekend with a handful of high clouds here not a bad saturday and sunday gets better. we'll talk about that coming up. >>> we have breaking news out of denver. police are investigating a hit and run involving a vehicle and a ped. and we are told that one person does have serious injuries. dpd said this happened around 5:45 and northbound speer is closed at arapahoe. any details we will bring to you here. >>> hurricane matthew is