thanks, they say, to dave ramsey. >> that was probably the best dollar i've ever spent. >> reporter:ay robby and julia are at ramsey headquarters to do something called a debt-free zone. >> we're debt-free! >> reporter: a tradition here, it's exactly what it sounds like. >> three, two, one -- >> we're debt-free! >> wow. that never gets old. if you help enough people, you don't have to worry about money. and so the secret to our success is, we've helped a bunch of people. >>> next, how seaworld is saving the sea cows along with this manatee rescue squad. llowing yo? it's time to take back control with stelara®. for adults with moderately to severely active crohn's disease, stelara® works differently. studies showed relief and remission with dosing every 8 weeks. woman: stelara® may lower the ability of your immune system to fight infections and may increase your risk of infections and cancer. some serious infections require hospitalization. before treatment, get tested for tuberculosis. before or during treatment, always tell your doctor if you think you have an infection or have flu-

they stumbled across a book with dave ramsey's face on it. >> we found it at a yard sale for a dollarit very quickly. we paid off all of the student loan and cash within the first couple years. >> reporter: motivated to do more for their growing family, they went after their mortgage, paying it all off within five years. thanks, they say, to dave ramsey. >> that was probably the best dollar i've ever spent. >> reporter: today robbie and julia are here at ramsey headquarters to do something called a debt free screaming. >> we're debt free! [cheers and applause] >> reporter: but it's exactly what it sounds like. >> three, two, one! >> we're debt free! >> that never gets old. >> if you help enough people, you don't have to worry about money. so the secret to our success is we've helped a bunch of people. >> so much of this stuff is the simple things. >> you talked about the debt snowball, starting with small loans, then large. >> have an emergency fund, be debt free. women are standing up for what they deserve in the office in the world and finally, in the bedroom. our natural lubricatio

i have been a fan of the financial discipline advocated by dave ramsey. advicetion to providing through his writings and radio show, he is -- has developed an employer based literacy program called, smart dollar. but has been adopted by over 2000 companies ranging from small businesses to firms as large as cosco. he makes the case and provides the way to get to zero debt. yes. no debt. i have even seen that work with a number of couples. finally, nonprofit organizations of all sizes and missions are active in promoting financial literacy. a study by the consumer financial protection bureau estimated that in 2012 alone, nonprofits spend more than $472 million in direct financial literacy services. ? but what of the federal role -- but what of the federal role? 2003, i cosponsored legislation that was largely adopted in the credit transactions act. creating the financial literacy and education commission. we will talk about that more later. it was created to develop a national strategy on financial literacy efforts and promote private and state and local ef

dave ramsey has a reality check coming up next. ♪ meet george jetson. ♪ ♪ his boy elroy.re more fun to drive and more affordable than ever. electric cars are here. plug into the present. oh! oh! ♪ ozempic®! ♪ (vo) people with type 2 diabetes are excited about the potential of once-weekly ozempic®. in a study with ozempic®, a majority of adults lowered their blood sugar and reached an a1c of less than seven and maintained it. oh! under seven? (vo) and you may lose weight. in the same one-year study, adults lost on average up to 12 pounds. oh! up to 12 pounds? (vo) a two-year study showed that ozempic® does not increase the risk of major cardiovascular events like heart attack, stroke, or death. oh! no increased risk? ♪ ozempic®! ♪ ozempic® should not be the first medicine for treating diabetes, or for people with type 1 diabetes or diabetic ketoacidosis. do not share needles or pens. don't reuse needles. do not take ozempic® if you have a personal or family history of medullary thyroid cancer, multiple endocrine neoplasia syndrome type 2, or if you are allergic to ozempic®