my name is david fasio, and i did not think i should speak on this, but as far as supervisor avalos talkingabout expanding this program to underserved communities and things of that nature, and the last speaker was talking about technical suggestions, and they do not work by themselves. there is a collaborative tbilisi year in the san francisco metropolitan area that educate people about these programs and services and provide them with technical services to qualify for these loans, and if they do not get these services, they cannot do that. the small business center is grossly underfunded and spread and normally -- thin. if they were given more resources and allowed to expand their services to these market areas, that these organizations will qualify for these loans, and they would get them and be able to do what it takes to keep their businesses sustainable, so i think that is a good thing to look at. i think this is very important to the community. san francisco has the largest rate of cell phone point entrepreneurs of any metropolitan area in the united states, and i think this is one o