david kelts, director of product development for get group north america. next we have dr. louise maynard-atem, research and lead, women in identity. next we have professor elizabeth renieris, founding director of the notre dame ibm technology lab at the university of notre dame. last we have mr. victor fredung, the chief executive officer of shufti pro. witnesses are reminded their oral testimony will be limited to five minutes. you should be able to see a timer on your screen that will tell you how much on your plate and a timer will go off at the end of your time. i would ask you be mindful of the time of them quickly wrap up your testimony when you hear the timer so we can be respectful both of the witnesses time and the members time. without objection or written testimony will be made part of the record. and i would just want to also take a moment to really call thy major on a very high quality of your written testimony. it's worth reading more than once b because of the deep and important observations that it makes about where digital identityty is and should be goig