david lefkowitz is senior equity strategy at u.b.s. wealth management. avid, let's begin here at home. what gives you confidence in u.s. housing? >> tom, there's a couple factors that we like about u.s. housing. first is that there's still a fair amount of pent-up demand for housing. housing starts are running at levels still below normal. normally we'd see about 1.5 million starts. we're at 900,000. plus interest rates are very low making affordability high. we think the combination of pent-up demand and affordability will help propel the housing market. >> tom: what about over in china with the consumer there who is kind of been pushed and pulled between stim lutz and pulling back the stimulus from beijing? >> that is an area that we do like. besides the long-term secular growth of rising wealth in china, we also now have a new leadership in place in china and that's given more confidence to the chinese consumer, and we think we're going to see continued growth in that parent of the global economy. >> tom: you've described this as a barbell approach. on

he's david lefkowitz, senior equity strategist at u.b.s. how do you teach your kids one of the biggest money and life lessons of all? alisa weinstein has some tips in tonight's kids and cash, she's author of "earn it learn it" and founder of "help kids fly". >> there are three little words children say that every parent should love to hear. we're talking heart-warming like nobodys business. those three words? it's not fair. it could be about pieces of candy or who gets to pick the book to read at bedtime, its not fair is the best. why? because life isn't fair. and the sooner kids learn that their happiness is not dependent on how much someone else has, the more fulfilled they'll be. especially when you're talking about money. the second my four-year-old realized i paid him less than his older sister, you got it. it's not fair. and i suspect, if you have more than one kid at home-and you're paying two different amounts- you've heard it, too. so, what to do? ask your younger child why aren't you earning as much? adult salaries take into accou