when you bring up lehman, it looks like they were caught -- strategy that was about interest rates that i think it's pension funds. you shouldn't be caught. but the question i have, davidis who's caught here now >> we keep wondering i have, you know -- i make calls every day, trying to sort of hear if there's anything out there. i'm sure there will be, especially with moves like this that are almost daily in terms of -- yeah but right now, jim, i don't know of any big blow-ups to tell you about at all i know people are concerned about it at the same time, given the volatility on the equity side, and the, you know, nobody wants to put that incremental capital to work. they're afraid to do that too. nobody wants to take a lot of risks. >> no ipos >> the only ipo you did have, porsche, was seen as being a blowout. it's going to be fine, but it's not going to be, perhaps, the euphoric reception that some had hoped for that might even sort of add to animal spirits >> no, and i think, carl, that i look at the carmax story today, about if used cars are in the -- they're untiin the cpi, and the doing down, but it won't be until october that year over year they're down, even th